908 N 18th St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 908 N 18th St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,260 sqft · built 1917
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Tax Bill	$527 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2023 Transfer
APN	`06-2.0-09-002-002-038.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-002-002-038.000`

Interior

Building Area	1,260 sqft Base Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	75 ft deep x 70 ft wide

Location & Zoning

Street Address	908 N 18TH ST
City	SAINT JOSEPH
State	MO
Zip	64501-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:OLIVER - GLASS & WILSON'S LOT:13 BLK:3LGL DESC:N 1/2 LOTS 13 TO 15 BLK 3
Legal Subdivision	OLIVER - GLASS & WILSONS
Legal Block	3
Legal Lot Number	13-15
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3049
Census Tract	1100

Owner

908 N 18th St is owned and occupied by an individual who acquired it in August 2023.

Source: Buchanan County records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	908 N 18TH ST, SAINT JOSEPH, MO 64501-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION COMMUNITY CREDIT UNION
Aug 16, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2007
Deed Sale	Sep 12, 2007
Deed Document Number	200713077
Deed Book / Page	3025 / 989
Last Transfer Date	Aug 14, 2023
Transfer Doc	003789/749
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Sep 28, 2026
Property Address	908 N 18TH ST, SAINT JOSEPH, MO 64501-1505
Document Number	0000008250
Book / Page	3822 / 982
Instrument Date	Sep 25, 2026
Instrument	20268250
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 N 18TH ST, SAINT JOSEPH, MO 64501-1505

Mortgage

Document Number	0000008250,
Date	Sep 28, 2026
Book Page	3822/982
Instrument	20268250

Lender

Name	CREDIT UNION COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Aug 16, 2023
Property Address	908 N 18TH ST, SAINT JOSEPH, MO 64501-1505
Document Number	003789/749
Book / Page	3789 / 749
Instrument Date	Aug 14, 2023
Instrument	2023006287
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 N 18TH ST, SAINT JOSEPH, MO 64501-1505

Tax Assessment & Valuation

The 2025 property tax bill for 908 N 18th St was $527, up 0.2% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$527.00 (+0.19%)	$8,610 Land $1,520 Building $7,090	$45,330 Land $8,000 Building $37,330
2024	$526.00 (+12.39%)
2023	$468.00 (-0.64%)	$7,110 (-) Land $1,520 Building $5,590	$37,400 Land $8,000 Building $29,400
2022	$471.00	$7,110 Land $1,520 Building $5,590
2021			$37,400 Land $8,000 Building $29,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 908 N 18th St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 908 N 18th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, United Fiber.

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