908 Morgan St, Bedford, VA 24523 Property Records

Bedford County property record for 908 Morgan St, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,100 sqft · built 1964
Owner	Individual Name on File
Last Sale	$299,950 (May 2023)
Tax Bill	$920 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`235 1 67 T`

Property Details

APN / Parcel Number

Primary APN	`235 1 67 T`
Alternative APN	`80502389`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,100 sqft Living Area
Basement Area	825 sqft
Finished Basement	825 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	908 MORGAN ST
City	BEDFORD
State	VA
Zip	24523-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORGAN ST LOT 65
Legal Subdivision	MORGAN ST
Legal Lot Number	6
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	1
Census Block	1020
Census Tract	50101

Owner

908 Morgan St is owned and occupied by an individual who bought it in May 2023.

Source: Bedford County records, as of August 14, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 78, THAXTON, VA 24174-0078
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer · Commercial Mortgage THE INTERNATIONAL PENTECOASTAL HOLINESS
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 6, 2020	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
Apr 22, 2019	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Jun 27, 2022 · Amount on File
Deed Document Number	230003931
Record Updated	Jun 7, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 18, 2023
Property Address	908 MORGAN ST, BEDFORD, VA 24523-3516
Document Number	0230003931
Instrument Date	May 16, 2023
Instrument	230003931
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	PRIORITY TITLE AND SETTLEMENT LL, PRIORITY TITLE & STLMNT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 78, THAXTON, VA 24174-0078

Mortgage

Document Number	0230003932
Date	May 18, 2023
Instrument	230003932

Lender

Name	THE INTERNATIONAL PENTECOASTAL HOLINESS

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 27, 2022
Property Address	908 MORGAN ST, BEDFORD, VA 24523-3516
Document Number	0220007291
Instrument Date	Jun 22, 2022
Instrument	220007291
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	NOT AVAILABLE, PIKE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 MORGAN ST, BEDFORD, VA 24523-3516

Mortgage

Document Number	0220007292
Date	Jun 27, 2022
Instrument	220007292

Lender

Name	UNION HOME MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 6, 2020
Property Address	908 MORGAN ST, BEDFORD, VA 24523-3516
Document Number	200002326
Instrument Date	Feb 27, 2020
Instrument	200002326
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 MORGAN ST, BEDFORD, VA 24523-3516

Mortgage

Document Number	200002327
Date	Mar 6, 2020
Instrument	200002327

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 22, 2019
Property Address	908 MORGAN ST, BEDFORD, VA 24523-3516
Document Number	190003436
Instrument Date	Apr 15, 2019
Instrument	190003436
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & STLMNT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 MORGAN ST, BEDFORD, VA 24523-3516

Mortgage

Document Number	190003437
Date	Apr 22, 2019
Instrument	190003437

Lender

Name	SWBC MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$920.00 Additional exemption filed	$112,250	$224,500 Land $40,000 Building $184,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 908 Morgan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Morgan St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
ZiTEL Fiber	960 / 960
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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