McLennan County property record for 908 Montclair Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,733 sqft · built 1978 |
| Lot Size | 0.308 acres (13,396 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,600 (May 2017) |
| Tax Bill | $2,057 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jan 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-010101-010500-9 |
| Primary APN | 48-010101-010500-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| Gross Area | 2,371 sqft |
| 1st Floor Area | 1,733 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,396 sqft (0.308 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,818 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 210 sqft |
| Gazebo | 112 sqft |
| Storage Building | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 908 MONTCLAIR DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-4043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | COUNTRY CLUB EST LOT 2 BLOCK D ACRES .3075 |
| Legal Subdivision | COUNTRY CLUB EST |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 2501 |
908 Montclair Dr is owned and occupied by two individuals who bought it in May 2017.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 908 MONCLAIR ST, WACO, TX 76710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK |
| Jan 25, 2019 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| May 31, 2017 | Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK |
| Jan 20, 2017 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on File |
| Deed Sale | May 31, 2017 · Amount on File |
| Deed Document Number | 201717373 |
| Prior Transfer Date | May 30, 2017 |
| Prior Transfer Doc | 0000017373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 908 MONTCLAIR DR, WACO, TX 76710-4043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026824 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 2018026824 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 908 MONTCLAIR DR, WACO, TX 76710-4043 |
| Document Number | 0000003199 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 908 MONTCLAIR DR WACO TX 767104043, WACO, TX 76710-4043 |
| Document Number | 0000003199 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 3199 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 29, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 31, 2017 |
| Property Address | 908 MONTCLAIR DR, WACO, TX 76710-4043 |
| Document Number | 0000017373 |
| Map Reference | VOL960 PG15 |
| Instrument Date | May 30, 2017 |
| Instrument | 2017017373 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1109 KINLEY LN, 1109, HOUSTON, TX 77018-5222 |
| Name | Verified Name |
|---|---|
| Address | 908 MONTCLAIR DR, WACO, TX 76710-4043 |
| Document Number | 0000017374 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 2017017374 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 20, 2017 |
| Property Address | 908 MONTCLAIR DR, WACO, TX 76710-4043 |
| Document Number | 0000001979 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 1979 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1109 KINLEY LN HOUSTON TX 770185222, HOUSTON, TX 77018-5222 |
The 2025 property tax bill for 908 Montclair Dr was $2,057 with exemptions applied, down 21.4% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,000 (-1.82%) Land $26,390 Building $243,610 | $270,000 (-29.58%) Land $26,390 Building $243,610 | |
| 2025 | $2,057.00 (-21.4%) Homeowner's exemption Disabled Person's exemption | $275,000 | $383,430 Land $23,980 Building $359,450 |
| 2024 | $2,617.00 | ||
| 2023 | $250,000 Land $20,900 Building $229,100 | $250,000 Land $20,900 Building $229,100 | |
| 2022 | $2,603.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 Montclair Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 908 Montclair Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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