908 McKaig Ave, Troy, OH 45373 Property Records

Miami County property record for 908 McKaig Ave, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Aug 2020)
Tax Bill	$1,494 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (reduced by levee)
APN	`D08-018350`

Property Details

APN / Parcel Number

Primary APN	`D08-018350`
Alternative APNs	`050628.2-06-008-00` `D08SW069 00200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	460 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	908 MCKAIG AVE
City	TROY
State	OH
Zip	45373-2961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1686 50
Legal Lot Number	1686
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4013
Census Tract	365301

Owner

908 McKaig Ave is owned and occupied by an individual who bought it in August 2020.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	908 MCKAIG AVE, TROY, OH 45373-2961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Sep 24, 1992
Deed Document Number	20202020OR-11846
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 22, 2021
Property Address	908 MCKAIG AVE, TROY, OH 45373-2961
Document Number	0000006977
Instrument Date	Apr 20, 2021
Instrument	2021OR-06977
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 MCKAIG AVE, TROY, OH 45373-2961

Mortgage

Document Number	0000006978
Date	Apr 22, 2021
Instrument	2021OR-06978

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 21, 2020
Property Address	908 MCKAIG AVE, TROY, OH 45373-2961
Document Number	0000011846
Instrument Date	Aug 19, 2020
Instrument	11846
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 S MARKET ST TROY OH 453734047, TROY, OH 45373-4047

Tax Assessment & Valuation

The 2025 property tax bill for 908 McKaig Ave was $1,494 with a homeowner's exemption, up 6.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,494.00 (+6.56%) Homeowner's exemption	$37,280 (+22.83%) Land $8,330 Building $28,950	$106,500 Land $23,800 Building $82,700
2024	$1,402.00 (+12.16%) Homeowner's exemption	$30,350 (-) Land $8,680 Building $21,670
2023	$1,250.00 (+15.42%) Homeowner's exemption	$30,350 (-) Land $8,680 Building $21,670	$86,700 (-) Land $24,800 Building $61,900
2022	$1,083.00 Homeowner's exemption	$30,350 Land $8,680 Building $21,670	$86,700 Land $24,800 Building $61,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 McKaig Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 McKaig Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Imagine Networks, Verizon, Watch TV.

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