908 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 908 McCay Ave, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,432 sqft · built 1993
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$305,000 (Aug 2025)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Aug 2025 Sale & Line of Credit Jun 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R02280828200007290`

Property Details

APN / Parcel Number

Primary APN	`R02280828200007290`
Alternative APNs	`28 08 28 2 000 072.90X` `02511393` `2511393`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
1st Floor Area	1,216 sqft
Upper Floors Area	1,216 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2008
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Porch	Open Porch
Porch Area	208 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2511393
Old Parcel Number	R02280828200007290
Street Address	908 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 90 & 91 PINEHURST VILLAS MBK 34 PG 81 #SEC 28 T4S R2W #MP28 08 28 2 000
Legal Range	02W
Legal Township	04S
Legal Section	28
Legal Subdivision	PINEHURST VILLAS
Legal Lot Number	90-91 91
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3015
Census Tract	3704

Owner

Source: Mobile County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3213 WYNNFIELD DR W, MOBILE, AL 36695-2580
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Warranty Deed, Transfer · Line of Credit UNITED BANK
Jun 7, 2023	Warranty Deed, Transfer
Jan 24, 2023	Correction Deed
Dec 28, 2022	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Deed Document Number	2025047779
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 8, 2025
Property Address	908 MCCAY AVE, MOBILE, AL 36609-5177
Document Number	0000047779
Map Reference	MB 34 PG 81
Instrument Date	Jul 25, 2025
Instrument	2025047779
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 CONESTOGA TRLM, NORTH FORT MYERS, FL 33917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 WYNNFIELD DR W, MOBILE, AL 36695-2580

Mortgage

Document Number	0000047780
Date	Aug 8, 2025
Instrument	2025047780

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 7, 2023
Property Address	908 MCCAY AVE, MOBILE, AL 36609-5177
Document Number	0000034951
Instrument Date	Jun 6, 2023
Instrument	2023034951
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24325 PERDIDO BEACH BLVD, ORANGE BEACH, AL 36561-6097

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	132 CONESTOGA TRL, NO FORT MYERS, FL 33917-3052

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 24, 2023
Property Address	908 MCCAY AVE, MOBILE, AL 36609-5177
Document Number	0000003712
Map Reference	MB 34 PG 81
Instrument Date	Jan 18, 2023
Instrument	2023003712
Record Updated	Jan 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 28, 2022
Property Address	908 MCCAY AVE, MOBILE, AL 36609-5177
Document Number	0000078872
Map Reference	MB 14 PG 81
Instrument Date	Dec 2, 2022
Instrument	2022078872
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 57279, MOBILE, AL 36561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24325 PERDIDO BEACH BLVD, ORANGE BEACH, AL 36561-6097

Mortgage

Document Number	0000078873
Date	Dec 28, 2022
Instrument	2022078873

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 12, 2018
Property Address	908 MCCAY AVE, MOBILE, AL 36609-5177
Document Number	0000053500
Book / Page	7680 / 0911
Map Reference	MB 34 PG 81
Instrument Date	Sep 7, 2018
Instrument	2018053500
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STERLING LAND TITLE AGENCY I

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3353 ZEPHYR DR, 3353, MOBILE, AL 36695-4233

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27493 PASEO LINDERO, SAN JUAN CAPISTRANO, CA 92675-5315

Mortgage

Document Number	0000053501
Date	Sep 12, 2018
Instrument	2018053501

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,288.00 (+1.19%)	$35,880 (+1.18%) Land $6,200 Building $29,680	$179,400 (+1.18%) Land $31,000 Building $148,400
2024	$2,261.00 (+26.88%)	$35,460 (+27.01%) Land $6,200 Building $29,260	$177,300 (+27.01%) Land $31,000 Building $146,300
2023	$1,782.00	$27,920 Land $6,200 Building $21,720	$139,600 Land $31,000 Building $108,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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