908 Madison St, Oregon, IL 61061 Property Records

Ogle County property record for 908 Madison St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,524 sqft · built 1907
Lot Size	0.301 acres (13,140 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Nov 2025)
Tax Bill	$4,364 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04-285-008`

Property Details

APN / Parcel Number

Primary APN	`16-04-285-008`

Interior

Stories	2 Stories
Building Area	1,524 sqft Living Area
Basement Area	866 sqft
Unfinished Basement	866 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	13,140 sqft (0.301 acres)
Lot Dimensions	198 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	624 sqft
Shed	1 Shed
Shed Area	160 sqft

Location & Zoning

Street Address	908 MADISON ST
City	OREGON
State	IL
Zip	61061-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: E 33FT LOT 5 & W 33FT LOT 6 & PT VAC ALLEY N&ADJ BLK 8 J C T PHELPS ADD CITY OF OREGON
Legal Subdivision	J C T PHELPS ADD
Legal Block	8
Legal Lot Number	5-6
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	2
Census Block	2021
Census Tract	961400

Owner

908 Madison St is owned and occupied by two individuals who bought it in November 2025.

Source: Ogle County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	908 MADISON ST, OREGON, IL 61061-1717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Deed Document Number	20255937
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Nov 17, 2025
Property Address	908 MADISON ST, OREGON, IL 61061-1717
Document Number	0000005937
Instrument Date	Oct 31, 2025
Instrument	202505937
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	UNKNOWN, KO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	908 MADISON ST, OREGON, IL 61061-1717

Mortgage

Document Number	0000005938
Date	Nov 17, 2025
Instrument	202505938

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 908 Madison St was $4,364, up 3.6% from the year before.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,364.00 (+3.58%)	$44,995 (+7.25%) Land $11,237 Building $33,758	$134,985 (+7.25%) Land $33,711 Building $101,274
2024	$4,213.00	$41,953 (+17.84%) Land $10,477 Building $31,476	$125,859 (+17.84%) Land $31,431 Building $94,428
2023		$35,602 Land $5,419 Building $30,183	$106,806 Land $16,257 Building $90,549
2022	$2,263.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 908 Madison St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2017–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Madison St

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