908 Luzerne Rd, Queensbury, NY 12804 Property Records

Warren County and Queensbury Town property record for 908 Luzerne Rd, Queensbury, NY 12804

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 2,088 sqft · built 1980
Lot Size	10.4 acres (456,073 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,500 (Aug 2006)
Tax Bill	$9,870 (2026)
Deeds & Mortgages	Oct 2022 Refinance Jun 2021 Refinance + 1 more
APN	`523400 307.-1-4`

Property Details

APN / Parcel Number

Primary APN	`523400 307.-1-4`
Alternative APN	`340030700000010040000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
1st Floor Area	1,192 sqft
2nd Floor Area	896 sqft
Basement Area	495 sqft
Finished Basement	495 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	456,073 sqft (10.4 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	644 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	908 LUZERNE RD
City	QUEENSBURY
State	NY
Zip	12804-7406
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LC-10A
Legal Description	RES. 791.66'RF 123.-1-60.1
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	WARREN NY
Township / Civil Division	QUEENSBURY
Census Block Group	4
Census Block	4006
Census Tract	70900

Owner

Source: Warren County and Queensbury Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 LUZERNE RD, QUEENSBURY, NY 12804-7406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Jun 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TCT FCU
Jan 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage TCT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2006 · Amount on Record
Deed Sale	Aug 8, 2006 · Amount on Record
Deed Book / Page	3009 / 114
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	908 LUZERNE RD, QUEENSBURY, NY 12804-7406
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020225843
Date	Oct 28, 2022
Instrument	2022-5843

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	908 LUZERNE RD, QUEENSBURY, NY 12804-7406
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063910168
Date	Jun 17, 2021
Book Page	6391/168
Instrument	2021-5374

Lender

Name	TCT FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	908 LUZERNE RD, QUEENSBURY, NY 12804-7406
Document Number	0000000578
Book / Page	005701 / 000279
Instrument Date	Jan 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 LUZERNE MOUNTAIN RD QUEENSBURY NY 12804, QUEENSBURY, NY 12804

Mortgage

Document Number	0000000578
Date	Jan 25, 2018
Book Page	005701/000279
Instrument	578

Lender

Name	TCT FCU
Type	Credit Union
Address	BALLSTON SPA, NY 12020-2684

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 24, 2028

Tax Assessment & Valuation

Source: Warren County and Queensbury Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Queensbury Town
Unified School District	Queensbury Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,870.00 (+3.62%)
2025	$9,525.00 (+308.8%)	$510,000 (+25.74%) Land $125,000 Building $385,000	$566,700 (+18.76%) Land $138,897 Building $427,803
2023		$405,600 Land $105,200 Building $300,400	$477,200 Land $123,771 Building $353,429
2021	$2,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile, Verizon.

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