908 Ludwig Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 908 Ludwig Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,018 sqft · built 1987
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Nov 2025)
Tax Bill	$3,930 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-120-21-14-0083`

Property Details

APN / Parcel Number

Primary APN	`30-120-21-14-0083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,018 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	1,018 sqft
Basement Area	800 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Depth	126 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	908 LUDWIG AVE N
City	CHAMPLIN
State	MN
Zip	55316-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLOCK 004 A LUDWIG ESTATES N83X126X83X125
Legal Range	21
Legal Township	120
Legal Section	30
Legal Quarter	14
Legal Subdivision	LUDWIG ESTATES
Legal Block	4
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3014
Census Tract	26906

Owner

Source: Hennepin County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 LUDWIG AVE N, CHAMPLIN, MN 55316-2071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Nov 12, 2025	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Mar 31, 2009 · Amount on Record
Deed Document Number	202511417893
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	908 LUDWIG AVE N, CHAMPLIN, MN 55316-2071
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 LUDWIG AVE N, CHAMPLIN, MN 55316-2071

Mortgage

Document Number	0A11392659
Date	Aug 8, 2025
Instrument	A11392659

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 7, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 12, 2025
Property Address	908 LUDWIG AVE N, CHAMPLIN, MN 55316-2071
Document Number	0A11417893
Instrument Date	Oct 31, 2025
Instrument	A11417893
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	TRI COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.50
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	908 LUDWIG AVE N, CHAMPLIN, MN 55316-2071

Mortgage

Document Number	0A11417894
Date	Nov 12, 2025
Instrument	A11417894

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Mortgage

Document Number	0A11417895
Date	Nov 12, 2025
Instrument	A11417895

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	908 LUDWIG AVE N, CHAMPLIN, MN 55316-2071
Document Number	0010820180
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 LUDWIG AVE N CHAMPLIN MN 553162071, CHAMPLIN, MN 55316-2071

Mortgage

Document Number	0010820180
Date	Aug 3, 2020
Instrument	10820180

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 2, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,930.00 (+7.26%) Homeowner's exemption	$334,500 (-0.45%) Land $92,000 Building $242,500	$334,500 (-0.45%) Land $92,000 Building $242,500
2024		$336,000 (+1.82%) Land $95,000 Building $241,000	$336,000 (+1.82%) Land $95,000 Building $241,000
2023	$3,664.00 Homeowner's exemption
2022		$330,000 Land $96,000 Building $234,000	$330,000 Land $96,000 Building $234,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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