908 Lora St, Daytona Beach, FL 32114 Property Records

Volusia County property record for 908 Lora St, Daytona Beach, FL 32114

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 2 ba · 1,550 sqft · built 1980
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Dec 2023)
Tax Bill$4,276 (2025)
Deeds & MortgagesOct 2025 Mortgage
Dec 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN5339-A1-00-0540

Property Details

APN / Parcel Number

Primary APN5339-A1-00-0540
Alternative APNs
  • 391533A1000540
  • 331539A1000540
  • 3504402.0
  • 3504402

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units3 Units
Stories1 Story
Building Area1,550 sqft Living Area
1st Floor Area1,550 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1989
Architectural StyleMulti-Family
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3504402
Street Address908 LORA ST
CityDAYTONA BEACH
StateFL
Zip32114-7361
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code02R3
Legal Description39-15-33 LOT 54 CEDAR POINT MB 29 PG 84 PER OR 2412 PG 0103 PER OR 7464 PG 2344 PER OR 7760 PG 2343 PER OR 8011 PG 0951 PER OR 8493 PG 0771
Legal Range33E
Legal Township15S
Legal Section39
Legal SubdivisionCEDAR POINT MB
Legal TractA1
Legal Lot Number54
JurisdictionVOLUSIA FL
Township / Civil DivisionDAYTONA BEACH
Census Block Group4
Census Block4008
Census Tract82100

Owner

908 Lora St, a residential property, is owned and occupied by an individual who bought it in December 2023.

Source: Volusia County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address908 LORA ST, DAYTONA BEACH, FL 32114-7361
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed of Trust, Mortgage · VA Mortgage
UMORTGAGE LLC
Dec 8, 2023Warranty Deed, Transfer · VA Mortgage
AMCAP MORTGAGE LTD
Mar 19, 2021Warranty Deed, Transfer
ADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC
Oct 15, 2019Warranty Deed, Transfer
ADAMS CAMERON TITLE SERVICES
Oct 27, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2023 · Amount on File
Deed SaleDec 8, 2023 · Amount on File
Prior SaleMar 19, 2021 · Amount on File
Deed Document Number2023248895
Deed Book / Page8493 / 771
Prior Transfer DateOct 19, 2017
Prior Transfer Doc0074642344
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address908 LORA ST, DAYTONA BEACH, FL 32114-7361
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 LORA ST, DAYTONA BEACH, FL 32114-7361

Mortgage

Document Number0087634036
DateOct 8, 2025
Book Page8763/4036
Instrument2025187673
Lender
NameUMORTGAGE LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19103
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 8, 2023
Property Address908 LORA ST, DAYTONA BEACH, FL 32114-7361
Document Number0084930771
Book / Page8493 / 771
Map ReferenceMB 29 PG 84
Instrument DateNov 30, 2023
Instrument2023248895
Transaction TypeTransfer
Record UpdatedDec 26, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16527 145TH AVE, JAMAICA, NY 11434-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 LORA ST, DAYTONA BEACH, FL 32114-7361

Mortgage

Document Number0008493773
DateDec 8, 2023
Instrument8493/773
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2053

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMar 19, 2021
Property Address908 LORA ST, DAYTONA BEACH, FL 32114-7361
Document Number0080110951
Book / Page8011 / 951
Map ReferenceMB 29 PG 84
Instrument DateMar 17, 2021
Instrument2021-062955
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC

Transaction

AmountAmount on Record
Tax$980.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3081 E COMMERCIAL BLVD, 3081, FORT LAUDERDALE, FL 33308-4380

Transferred To (Grantee/Buyer)

NameVerified Name
Address16527 145TH AVE, JAMAICA, NY 11434-5126

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateOct 15, 2019
Property Address908 LORA ST, DAYTONA BEACH, FL 32114-7361
Document Number0077602343
Book / Page007760 / 002343
Instrument DateOct 15, 2019
Instrument202665
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyADAMS CAMERON TITLE SERVICES

Transaction

AmountAmount on Record
Tax$874.93
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3081 E COMMERCIAL BLVD #200 FORT LAUDERDALE FL 333084359, 200, FORT LAUDERDALE, FL 33308-4359

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateOct 27, 2017
Property Address908 LORA ST, DAYTONA BEACH, FL 32114-7361
Document Number0074642344
Book / Page007464 / 002344
Instrument DateOct 19, 2017
Instrument208270
Transaction TypeTransfer
Record UpdatedNov 28, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address735 TARRY TOWN TRL PORT ORANGE FL 321274916, PORT ORANGE, FL 32127-4916

Tax Assessment & Valuation

The 2025 property tax bill for 908 Lora St was $4,276.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDaytona Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,053 (+1.31%) Land $37,050 Building $203,003$240,053 (+1.31%) Land $37,050 Building $203,003
2025$4,276.00$236,954 Land $37,050 Building $199,904$236,954 Land $37,050 Building $199,904
2023$2,930.00 (+10.57%)$170,367 (+16.8%) Land $22,750 Building $147,617$170,367 (+16.8%) Land $22,750 Building $147,617
2022$2,650.00$145,861 Land $16,250 Building $129,611$145,861 Land $16,250 Building $129,611

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 Lora St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 136 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims78 (1994–2025)
Claims Outside the SFHA9 of 78
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 23 claims
  • Hurricane Ian, Sep 2022 · 17 claims
  • Hurricane Ian, Sep 2022 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Lora St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DAYTONA BEACH
serves 87,534 people · EPA ID FL3640275
Water SourceGroundwater
Last State InspectionDec 2022
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Lora St

Nearby Streets

Search Property Records by Address or Parcel Number