Volusia County property record for 908 Lora St, Daytona Beach, FL 32114
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 1,550 sqft · built 1980 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Dec 2023) |
| Tax Bill | $4,276 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 5339-A1-00-0540 |
| Primary APN | 5339-A1-00-0540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Multi-Family |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3504402 |
|---|---|
| Street Address | 908 LORA ST |
| City | DAYTONA BEACH |
| State | FL |
| Zip | 32114-7361 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | 02R3 |
| Legal Description | 39-15-33 LOT 54 CEDAR POINT MB 29 PG 84 PER OR 2412 PG 0103 PER OR 7464 PG 2344 PER OR 7760 PG 2343 PER OR 8011 PG 0951 PER OR 8493 PG 0771 |
| Legal Range | 33E |
| Legal Township | 15S |
| Legal Section | 39 |
| Legal Subdivision | CEDAR POINT MB |
| Legal Tract | A1 |
| Legal Lot Number | 54 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DAYTONA BEACH |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 82100 |
908 Lora St, a residential property, is owned and occupied by an individual who bought it in December 2023.
Source: Volusia County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 908 LORA ST, DAYTONA BEACH, FL 32114-7361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · VA Mortgage UMORTGAGE LLC |
| Dec 8, 2023 | Warranty Deed, Transfer · VA Mortgage AMCAP MORTGAGE LTD |
| Mar 19, 2021 | Warranty Deed, Transfer ADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC |
| Oct 15, 2019 | Warranty Deed, Transfer ADAMS CAMERON TITLE SERVICES |
| Oct 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2023 · Amount on File |
| Deed Sale | Dec 8, 2023 · Amount on File |
| Prior Sale | Mar 19, 2021 · Amount on File |
| Deed Document Number | 2023248895 |
| Deed Book / Page | 8493 / 771 |
| Prior Transfer Date | Oct 19, 2017 |
| Prior Transfer Doc | 0074642344 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 908 LORA ST, DAYTONA BEACH, FL 32114-7361 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 908 LORA ST, DAYTONA BEACH, FL 32114-7361 |
| Document Number | 0087634036 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 8763/4036 |
| Instrument | 2025187673 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19103 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Dec 8, 2023 |
| Property Address | 908 LORA ST, DAYTONA BEACH, FL 32114-7361 |
| Document Number | 0084930771 |
| Book / Page | 8493 / 771 |
| Map Reference | MB 29 PG 84 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023248895 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16527 145TH AVE, JAMAICA, NY 11434-5126 |
| Name | Verified Name |
|---|---|
| Address | 908 LORA ST, DAYTONA BEACH, FL 32114-7361 |
| Document Number | 0008493773 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 8493/773 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Mar 19, 2021 |
| Property Address | 908 LORA ST, DAYTONA BEACH, FL 32114-7361 |
| Document Number | 0080110951 |
| Book / Page | 8011 / 951 |
| Map Reference | MB 29 PG 84 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021-062955 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | ADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3081 E COMMERCIAL BLVD, 3081, FORT LAUDERDALE, FL 33308-4380 |
| Name | Verified Name |
|---|---|
| Address | 16527 145TH AVE, JAMAICA, NY 11434-5126 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Oct 15, 2019 |
| Property Address | 908 LORA ST, DAYTONA BEACH, FL 32114-7361 |
| Document Number | 0077602343 |
| Book / Page | 007760 / 002343 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 202665 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | ADAMS CAMERON TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $874.93 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3081 E COMMERCIAL BLVD #200 FORT LAUDERDALE FL 333084359, 200, FORT LAUDERDALE, FL 33308-4359 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Oct 27, 2017 |
| Property Address | 908 LORA ST, DAYTONA BEACH, FL 32114-7361 |
| Document Number | 0074642344 |
| Book / Page | 007464 / 002344 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 208270 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 735 TARRY TOWN TRL PORT ORANGE FL 321274916, PORT ORANGE, FL 32127-4916 |
The 2025 property tax bill for 908 Lora St was $4,276.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Daytona Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,053 (+1.31%) Land $37,050 Building $203,003 | $240,053 (+1.31%) Land $37,050 Building $203,003 | |
| 2025 | $4,276.00 | $236,954 Land $37,050 Building $199,904 | $236,954 Land $37,050 Building $199,904 |
| 2023 | $2,930.00 (+10.57%) | $170,367 (+16.8%) Land $22,750 Building $147,617 | $170,367 (+16.8%) Land $22,750 Building $147,617 |
| 2022 | $2,650.00 | $145,861 Land $16,250 Building $129,611 | $145,861 Land $16,250 Building $129,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 Lora St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 78 (1994–2025) |
| Claims Outside the SFHA | 9 of 78 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 Lora St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAYTONA BEACH serves 87,534 people · EPA ID FL3640275 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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