908 Lingo Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 908 Lingo Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,694 sqft · built 1990
Lot Size	0.389 acres (16,960 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Nov 2018)
Tax Bill	$4,930 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-21-31-511-0000-0720`

Property Details

APN / Parcel Number

Primary APN	`09-21-31-511-0000-0720`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,694 sqft Living Area
1st Floor Area	1,431 sqft
2nd Floor Area	1,263 sqft
Upper Floors Area	1,263 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	16,960 sqft
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	136 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	908 LINGO CT
City	OVIEDO
State	FL
Zip	32765-6432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 72 WILLA OAKS PB 36 PG 74
Legal Range	31E
Legal Township	21S
Legal Section	09
Legal Subdivision	WILLA OAKS
Legal Tract	511
Legal Lot Number	72
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1031
Census Tract	21313

Owner

Source: Seminole County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	908 LINGO CT, OVIEDO, FL 32765-6432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Nov 8, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	Aug 5, 2014 · Amount on Record
Deed Document Number	2018127656
Deed Book / Page	09246 / 0064
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	908 LINGO CT, OVIEDO, FL 32765-6432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095901184
Date	Apr 29, 2020
Book Page	9590/1184
Instrument	2020044743

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 8, 2018
Property Address	908 LINGO CT, OVIEDO, FL 32765-6432
Document Number	0092460064
Book / Page	09246 / 0064
Map Reference	MB36 PG74
Instrument Date	Nov 2, 2018
Instrument	2018127656
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST SERVICE TITLE OF FLORI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 WOODCREST CIR, 128, WARNER ROBINS, GA 31093-3034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 LINGO CT, OVIEDO, FL 32765-6432

Mortgage

Document Number	2018127657
Date	Nov 8, 2018
Instrument	2018127657

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,930.00 (+13.99%) Homeowner's exemption	$327,023 (+5.99%)	$564,334 (+9.15%) Land $125,000 Building $439,334
2023	$4,325.00 (+2.76%) Homeowner's exemption	$308,550 (+3%)	$517,013 (+4.76%) Land $105,000 Building $412,013
2022	$4,209.00 Homeowner's exemption	$299,563	$493,518 Land $95,000 Building $398,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 5 claims Tropical Storm Fay, Sep 2008 · 13 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA, WOW Internet, Cable & Phone.

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