908 Laguna Dr, McHenry, IL 60051 Property Records

McHenry County property record for 908 Laguna Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 1,248 sqft · built 1955
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Oct 2020)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-01-380-001

Property Details

APN / Parcel Number

Primary APN14-01-380-001

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths3 Half Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 1955
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeRaised
Lot Area9,583 sqft (0.219 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address908 LAGUNA DR
CityMCHENRY
StateIL
Zip60051-9394
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0045540 LT 5 BLK 4 OAKHURST SUB MEMO: FUNK, RANDALL LEE JR/JENNIFER A
Legal Range08E
Legal Township44N
Legal Section01
Legal SubdivisionOAKHURST
Legal Block4
Legal Lot Number5
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1041
Census Tract870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address908 LAGUNA DR, MCHENRY, IL 60051-9394
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2020 · Amount on Record
Deed SaleOct 28, 2020 · Amount on Record
Prior SaleApr 12, 2002
Deed Document Number2020R0045540
Record UpdatedJun 7, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateOct 28, 2020
Property Address908 LAGUNA DR, MCHENRY, IL 60051-9394
Document Number0000045540
Instrument DateOct 14, 2020
Instrument2020R0045540
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address908 LAGUNA DR, MCHENRY, IL 60051-9394

Mortgage

Document Number0000045541
DateOct 28, 2020
Instrument2020R0045541
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$72,204 Land $22,310 Building $49,894$216,612 Land $66,930 Building $149,682

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: Verizon.

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