State of Hawaii and Honolulu County property record for 908 Koae St, Honolulu, HI 96816
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,220 sqft · built 1996 |
| Lot Size | 0.249 acres (10,856 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,210,000 (Nov 2021) |
| Tax Bill | $37,675 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-3-5-027-029 |
| Primary APN | 1-3-5-027-029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,220 sqft Living Area |
| Gross Area | 4,741 sqft |
| 1st Floor Area | 2,062 sqft |
| 2nd Floor Area | 2,158 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 10,856 sqft (0.249 acres) |
| Garage Area | 637 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 521 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 908 KOAE ST |
|---|---|
| City | HONOLULU |
| State | HI |
| Zip | 96816-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U/04/00 |
| Legal Description | LOT 19 BLK 15 FP 507 10,856 SF KAHALA NEIGHBORHOOD SUBD, TRACT C SUBJ/ESMT |
| Legal Subdivision | KAHALA NEIGHBORHOOD SUBD |
| Legal Tract | C |
| Legal Block | 15 |
| Legal Lot Number | 19 |
| Jurisdiction | HONOLULU HI |
| Township / Civil Division | HONOLULU |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 500 |
908 Koae St is owned by two individuals who bought it in November 2021.
Source: State of Hawaii and Honolulu County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1136 KUMUKUMU ST, D, HONOLULU, HI 96825-2648 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL PACIFIC BANK |
| Mar 20, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF HI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on File |
| Deed Sale | Nov 17, 2021 · Amount on File |
| Prior Sale | Nov 17, 2021 · Amount on File |
| Deed Document Number | 2021T-79910594 |
| Prior Transfer Date | Dec 16, 2000 |
| Prior Transfer Doc | 0000181165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | Nov 17, 2021 |
| Property Address | 908 KOAE ST, HONOLULU, HI 96816-5005 |
| Document Number | 0A79910594 |
| Instrument Date | Nov 12, 2021 |
| Instrument | A-79910594 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | FAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,050.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1136 KUMUKUMU ST APT D, D, HONOLULU, HI 96825-2648 |
| Document Number | 0A79910595 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | A-79910595 |
| Name | CENTRAL PACIFIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Number | 0A79910596 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | A-79910596 |
| Name | CENTRAL PACIFIC BANK |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HONOLULU HI |
| Property Address | 908 KOAE ST, HONOLULU, HI 96816-5005 |
| Document Number | 0A62920169 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 908 KOAE ST HONOLULU HI 968165005, HONOLULU, HI 96816-5005 |
| Document Number | 0A62920169 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | A62920169 |
| Name | BANK OF HI |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 908 Koae St was $37,675.
Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Honolulu County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,675.00 | $4,129,400 (+4.44%) Land $1,940,100 Building $2,189,300 | $4,129,400 (+4.44%) Land $1,940,100 Building $2,189,300 |
| 2025 | $37,675.00 (+6.81%) | $3,954,000 (+5.63%) Land $1,940,100 Building $2,013,900 | $3,954,000 (+5.63%) Land $1,940,100 Building $2,013,900 |
| 2024 | $35,272.00 (+8.93%) | $3,743,200 (+7.27%) Land $1,940,100 Building $1,803,100 | $3,743,200 (+7.27%) Land $1,940,100 Building $1,803,100 |
| 2023 | $32,380.00 (+157.99%) | $3,489,500 Land $1,898,800 Building $1,590,700 | $3,489,500 Land $1,898,800 Building $1,590,700 |
| 2022 | $12,551.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 Koae St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 123 units insured incl. 88 condo units |
| Nearby Flood Claims | 9 (1992–2021) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Dec 2021 · Severe Storms, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 Koae St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HNL-WINDWARD-PEARL HARBOR serves 631,389 people · EPA ID HI0000331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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