908 Kimberly Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 908 Kimberly Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,566 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,984 (2024)
Deeds & Mortgages	Jan 2020 Transfer Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-36-101-044-000`

Property Details

APN / Parcel Number

Primary APN	`07-36-101-044-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,583 sqft (0.22 acres)
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Porch	Slab
Porch Area	75 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	908 KIMBERLY LN
City	WATERLOO
State	IL
Zip	62298-1865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 44 THE MEADOWS
Legal Range	10W
Legal Township	02S
Legal Section	36
Legal Subdivision	THE MEADOWS
Legal Lot Number	44
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3012
Census Tract	600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 KIMBERLY LN, WATERLOO, IL 62298-1865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 15, 2020
Transfer Doc	0000405731
Record Updated	Sep 20, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Jan 17, 2020
Property Address	908 KIMBERLY LN, WATERLOO, IL 62298-1865
Document Number	0000405731
Instrument Date	Jan 15, 2020
Instrument	405731
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	908 KIMBERLY LN WATERLOO IL 622981865, WATERLOO, IL 62298-1865

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	908 KIMBERLY LN, WATERLOO, IL 62298-1865
Document Number	0000405549
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	908 KIMBERLY LN WATERLOO IL 622981865, WATERLOO, IL 62298-1865

Mortgage

Document Number	0000405549
Date	Jan 7, 2020
Instrument	405549

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 6, 2030

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	908 KIMBERLY LN, WATERLOO, IL 62298-1865
Document Number	0000405550
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	908 KIMBERLY LN WATERLOO IL 622981865, WATERLOO, IL 62298-1865

Mortgage

Document Number	0000405550
Date	Jan 7, 2020
Instrument	405550

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,610 (+37.61%) Land $16,390 Building $81,220	$292,830 (+37.61%) Land $49,170 Building $243,660
2024	$3,984.00
2022	Homeowner's exemption Additional exemption filed	$70,930 Land $15,140 Building $55,790	$212,790 Land $45,420 Building $167,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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