908 Irish Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 908 Irish Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 1976
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Aug 2022 Reverse Mortgage Apr 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`790-22-068`

Property Details

APN / Parcel Number

Primary APN	`790-22-068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
Gross Area	1,038 sqft
1st Floor Area	1,038 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 58 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	908 IRISH CT
City	GILROY
State	CA
Zip	95020-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT B
Legal Lot Number	B
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2007
Census Tract	512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 IRISH CT, GILROY, CA 95020-4018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 20, 2021	Deed of Trust, Mortgage · Reverse Mortgage ADVISORS MORTGAGE GROUP LLC
Apr 20, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage ADVISORS MORTGAGE GROUP LLC
Mar 30, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Nov 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 6, 2021
Transfer Doc	0024927235
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	908 IRISH CT, GILROY, CA 95020-4018
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 IRISH CT, GILROY, CA 95020-4018

Mortgage

Document Number	0025357558
Date	Aug 12, 2022
Instrument	25357558

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	921 Months
Due	May 19, 2099

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	908 IRISH CT, GILROY, CA 95020-4018
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 IRISH CT, GILROY, CA 95020-4018

Mortgage

Document Number	0024927237
Date	Apr 20, 2021
Instrument	24927237

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Type Change Date	Jun 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.8%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 20, 2021
Property Address	908 IRISH CT, GILROY, CA 95020-4018
Document Number	0024927235
Map Reference	MB 359 PG 46
Instrument Date	Apr 6, 2021
Instrument	24927235
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 IRISH CT, GILROY, CA 95020-4018

Mortgage

Document Number	0024927236
Date	Apr 20, 2021
Instrument	24927236

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Type Change Date	Jun 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.8%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 30, 2020
Property Address	908 IRISH CT, GILROY, CA 95020-4018
Document Number	0024442223
Instrument Date	Mar 20, 2020
Instrument	24442223
Transaction Type	Transfer
Record Updated	Apr 23, 2020
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	908 IRISH CT GILROY CA 950204018, GILROY, CA 95020-4018

Mortgage

Document Number	24442224
Date	Mar 30, 2020
Instrument	24442224

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 18, 2019
Property Address	908 IRISH CT, GILROY, CA 95020-4018
Document Number	0024333563
Instrument Date	Nov 11, 2019
Instrument	24333563
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	908 IRISH CT GILROY CA 950204018, GILROY, CA 95020-4018

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$199,242 (+2%) Land $48,324 Building $150,918
2025	$2,436.00 (+2.4%) Homeowner's exemption	$195,336 (+4.04%) Land $47,377 Building $147,959
2023	$2,379.00 (+1.8%) Homeowner's exemption	$187,753 Land $45,539 Building $142,214
2022	$2,337.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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