908 Indian Trl, Red Oak, TX 75154 Property Records

Ellis County property record for 908 Indian Trl, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,443 sqft · built 2004
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Last Sale	$387,000 (Apr 2016)
Tax Bill	$8,843 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R228022`

Property Details

APN / Parcel Number

Primary APN	`R228022`
Alternative APNs	`60502500300300111` `228022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,443 sqft Living Area
Gross Area	4,370 sqft
1st Floor Area	3,043 sqft
2nd Floor Area	400 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	88,427 sqft
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	479 sqft
Patio Area	500 sqft
Canopy	250 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	908 INDIAN TRL
City	RED OAK
State	TX
Zip	75154-5874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 3 INDIAN HILLS 2.03 AC
Legal Subdivision	INDIAN HILLS
Legal Block	3
Legal Lot Number	3
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2019
Census Tract	60209

Owner

908 Indian Trl is owned and occupied by two individuals who bought it in April 2016.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	908 INDIAN TRL, RED OAK, TX 75154-5874
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Nov 20, 2019	Deed of Trust, Mortgage NBKC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2016 · Amount on File
Deed Sale	Apr 18, 2016 · Amount on File
Deed Document Number	201610351
Prior Transfer Date	Apr 14, 2016
Prior Transfer Doc	0000010351
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	908 INDIAN TRL, RED OAK, TX 75154-5874
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	NOT AVAILABLE, TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2118586
Date	Apr 28, 2021
Instrument	2118586

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	908 INDIAN TRL, RED OAK, TX 75154-5874
Document Number	0000036389
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	TEXAS TITLE COMPANY, TEXAS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	908 INDIAN TRL OAK LEAF TX 751545874, OAK LEAF, TX 75154-5874

Mortgage

Document Number	0000036389
Date	Dec 3, 2019
Instrument	36389

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 2, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 908 Indian Trl was $8,843 with a homeowner's exemption, down 5.6% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Oak Leaf City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,842 (-3.37%) Land $162,000 Building $448,842	$610,842 (-3.37%) Land $162,000 Building $448,842
2025	$8,843.00 (-5.6%) Homeowner's exemption	$632,117 Land $162,000 Building $470,117	$632,117 Land $162,000 Building $470,117
2024	$9,368.00 (+2.97%)
2023	$9,098.00 Homeowner's exemption	$843,642 Land $153,000 Building $690,642	$843,642 Land $153,000 Building $690,642
2018	$9,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 Indian Trl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	12 (1989–2018)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Indian Trl is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20
Legacy ISP Fixed Wireless	100 / 10
Rise Broadband Fixed Wireless	50 / 10
Point Broadband Fixed Wireless	40 / 40

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Indian Trl

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