Essex County and Rowley Town property record for 908 Haverhill St, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,000 sqft · built 1956 |
| Lot Size | 0.468 acres (20,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,000 (Mar 2014) |
| Tax Bill | $6,954 (2026) |
| Deeds & Mortgages | Jul 2025 Line of Credit Nov 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0004 B:0009 L:0000 |
| Primary APN | ROWL M:0004 B:0009 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 3,667 sqft |
| Basement Area | 1,090 sqft |
| Unfinished Basement | 1,090 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,380 sqft (0.468 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 908 HAVERHILL ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OUT |
| Legal Block | 9 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 270100 |
908 Haverhill St is owned and occupied by an individual who bought it in March 2014.
Source: Essex County and Rowley Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 908 HAVERHILL ST, ROWLEY, MA 01969-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Nov 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERN EXPRESS LENDING |
| Nov 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERN EXPRESS LENDING |
| Nov 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PRIORITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2014 · Amount on File |
| Deed Sale | Mar 7, 2014 · Amount on File |
| Prior Sale | Mar 4, 2014 |
| Deed Book / Page | 33151 / 588 |
| Transfer Doc | 033151-588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 908 HAVERHILL ST, ROWLEY, MA 01969-2406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042849-323 |
|---|---|
| Date | Jul 25, 2025 |
| Book Page | 42849/323 |
| Instrument | 20250725000310 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 908 HAVERHILL ST, ROWLEY, MA 01969-2406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040462-105 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 40462/105 |
| Instrument | 20211108003200 |
| Name | WESTERN EXPRESS LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 908 HAVERHILL ST, ROWLEY, MA 01969-2406 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40462-105 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 40462/105 |
| Instrument | 20211108003200 |
| Name | WESTERN EXPRESS LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 908 HAVERHILL ST, ROWLEY, MA 01969-2406 |
| Document Number | 37142-543 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 908 HAVERHILL ST ROWLEY MA 019692406, ROWLEY, MA 01969-2406 |
| Document Number | 37142-543 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 037142/000543 |
| Instrument | 9001770 |
| Name | FIRST PRIORITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 8, 2038 |
The 2026 property tax bill for 908 Haverhill St was $6,954, up 5.1% from the year before.
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,954.00 (+5.09%) | $575,200 (+2.31%) Land $273,000 Building $302,200 | $682,639 (+22.08%) |
| 2025 | $6,617.00 (+1.82%) | $562,200 (+4.67%) Land $260,000 Building $302,200 | $559,170 |
| 2024 | $6,499.00 (+2.43%) | $537,100 (+10.22%) Land $247,600 Building $289,500 | |
| 2023 | $6,345.00 | $487,300 Land $215,300 Building $272,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 Haverhill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 Haverhill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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