908 Harding St, Oregon, WI 53575 Property Records

Dane County property record for 908 Harding St, Oregon, WI 53575

Property Summary

Property Type	Single Family Home
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$462,000 (Apr 2026)
Tax Bill	$5,390 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0509-134-9990-6`

Property Details

APN / Parcel Number

Primary APN	`0509-134-9990-6`

Exterior

Lot Area	36,155 sqft (0.83 acres)

Location & Zoning

Street Address	908 HARDING ST
City	OREGON
State	WI
Zip	53575-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1 CSM 4629 CS20/182&183 R6697/24-4/17/85 F/K/A LOT 2 CSM 3026 CS12/6&8-11/2/ 78 & PRT LOT 24 OREGON TERRITORY DESCR AS SEC 13-5-9 PRT NE1/4SE1/4 & SE1/4SE1/4 (0.83 ACRES)
Legal Range	09E
Legal Township	05N
Legal Section	13
Legal Subdivision	CERTIFIED SURV MAP 4629
Legal Block	99
Legal Lot Number	1,2
Jurisdiction	DANE WI
Township / Civil Division	OREGON
Census Block Group	3
Census Block	3012
Census Tract	12501

Owner

Source: Dane County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 HARDING ST, OREGON, WI 53575-2856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage UNIVERSITY OF WISCONSIN CU
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 28, 2019	Deed of Trust, Mortgage · Line of Credit UW CU
Mar 31, 2017	Affidavit of Death, Transfer
Mar 31, 2017	Warranty Deed, Transfer · Conventional with PMI UNIVERSITY/WI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Deed Document Number	20266091030
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	908 HARDING ST, OREGON, WI 53575-2856
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005741314
Date	Jun 18, 2021
Instrument	5741314

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	908 HARDING ST, OREGON, WI 53575-2856
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005741315
Date	Jun 18, 2021
Instrument	5741315

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Apr 7, 2026
Property Address	908 HARDING ST, OREGON, WI 53575-2856
Document Number	0006091030
Instrument Date	Apr 6, 2026
Instrument	20266091030
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139,986.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 HARDING ST, OREGON, WI 53575-2856

Mortgage

Document Number	0006091031,
Date	Apr 7, 2026
Instrument	20266091031

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	908 HARDING ST, OREGON, WI 53575-2856
Document Number	0005468381
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	908 HARDING ST OREGON WI 535752856, OREGON, WI 53575-2856

Mortgage

Document Number	0005468381
Date	Feb 4, 2019
Instrument	5468381

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Interest

Rate Type	Adjustable Rate

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DANE WI
Recording Date	Mar 31, 2017
Property Address	908 HARDING ST, OREGON, WI 53575-2856
Document Number	0005315435
Instrument Date	Mar 17, 2017
Instrument	5315435
Transaction Type	Transfer
Record Updated	Apr 14, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5800 SAINT CROIX AVE N #C405 GOLDEN VALLEY MN 554224689, C405, GOLDEN VALLEY, MN 55422-4689

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Mar 31, 2017
Property Address	908 HARDING ST, OREGON, WI 53575-2856
Document Number	0005315436
Instrument Date	Mar 17, 2017
Instrument	5315436
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	908 HARDING ST OREGON WI 535752856, OREGON, WI 53575-2856

Mortgage

Document Number	5315437
Date	Mar 31, 2017
Instrument	5315437

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
County Subdivision	Oregon Town
Unified School District	Oregon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,390.00 (+13.14%) Homeowner's exemption	$435,500 (+50.22%) Land $114,000 Building $321,500	$436,200 (+13.15%)
2023		$289,900 Land $86,200 Building $203,700	$385,500
2022	$4,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–1996)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Four Lakes Broadband, LiteWire, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Harding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures