Bay County property record for 908 Hamilton Ave, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,146 sqft · built 1950 |
| Lot Size | 0.223 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Jul 1996) |
| Tax Bill | $309 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17860-000-000 |
| Primary APN | 17860-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,146 sqft |
| 1st Floor Area | 1,146 sqft |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Asbestos |
| Lot Area | 9,757 sqft (0.223 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Porch | Porch |
| Porch Area | 104 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 908 HAMILTON AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3419 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC03 |
| Legal Description | SUNNY SOUTH ADD. LOT 13 BLK 2 ORB 1646 P 1815 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | SUNNY SOUTH ADD |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1600 |
908 Hamilton Ave, residential vacant land, is owned by an individual who bought it in July 1996.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 35579, PANAMA CITY, FL 32412-5579 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 1996 · Amount on File |
| Deed Sale | Jul 16, 1996 · Amount on File |
| Deed Document Number | 0016461815 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 908 Hamilton Ave was $309.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309.00 | $21,952 Land $21,952 | $21,952 Land $21,952 |
| 2023 | $458.00 (+10.9%) | $18,522 (+34.33%) Land $18,522 | $18,522 (+34.33%) Land $18,522 |
| 2022 | $413.00 | $13,788 Land $13,788 | $13,788 Land $13,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 Hamilton Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 Hamilton Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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