908 Glouster Cir, Hampstead, MD 21074 Property Records

Carroll County property record for 908 Glouster Cir, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,254 sqft · built 2004
Lot Size	0.202 acres (8,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$448,000 (Oct 2020)
Tax Bill	$5,814 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-066744`

Property Details

APN / Parcel Number

Primary APN	`08-066744`
Alternative APNs	`8066744` `066744`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,254 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,803 sqft (0.202 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	118 sqft
Deck Area	471 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	066744
Street Address	908 GLOUSTER CIR
City	HAMPSTEAD
State	MD
Zip	21074-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 40 - 8803 SF 908 GLOUSTER CIR 46-202/ WESTWOOD PARK SC 1 PH II
Legal Subdivision	WESTWOOD PARK
Legal Phase	2
Legal Lot Number	40
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	3
Census Block	3031
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 GLOUSTER CIR, HAMPSTEAD, MD 21074-1743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Unknown FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 19, 2020	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Apr 28, 2004 · Amount on Record
Deed Book / Page	9904 / 196
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	908 GLOUSTER CIR, HAMPSTEAD, MD 21074-1743
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 GLOUSTER CIR, HAMPSTEAD, MD 21074-1743

Mortgage

Document Number	0108280181
Date	Jun 30, 2022
Book Page	10828/181

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BOSTON, MA 2117

Agreement

Type	Unknown
Amount	Amount Recorded

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 19, 2020
Property Address	908 GLOUSTER CIR, HAMPSTEAD, MD 21074-1743
Document Number	0099040196
Book / Page	9904 / 196
Map Reference	MB 46 PG 202-205
Instrument Date	Oct 7, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	REAL ESTATE STLMT & ESCRWO L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	908 GLOUSTER CIR, HAMPSTEAD, MD 21074-1743

Mortgage

Document Number	0009904202
Date	Oct 19, 2020
Instrument	9904/202

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,814.00 (+5.21%) Homeowner's exemption	$474,567 (+24.95%)	$516,100 (+13.73%) Land $100,000 Building $416,100
2025	$5,526.00 (+7.78%) Homeowner's exemption
2023	$5,127.00 Homeowner's exemption	$379,800	$453,800 Land $90,000 Building $363,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone.

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