Monmouth County and Ocean Township property record for 908 Franklin Ave, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,384 sqft · built 1959 |
| Lot Size | 0.25 acres (10,899 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $141,000 (Apr 2000) |
| Tax Bill | $11,009 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00138-0000-00033 |
| Primary APN | 37-00138-0000-00033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,384 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Upper Floors Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,899 sqft (0.25 acres) |
| Lot Dimensions | 109 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Deck Area | 464 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Old Parcel Number | 3700138K00038 |
|---|---|
| Street Address | 908 FRANKLIN AVE |
| City | OCEAN |
| State | NJ |
| Zip | 07712-4146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF15 |
| Legal Subdivision | DEAL BEACH ESTATES |
| Legal Block | 138 |
| Legal Lot Number | 33 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 806600 |
908 Franklin Ave is owned and occupied by two individuals who bought it in April 2000.
Source: Monmouth County and Ocean Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 908 FRANKLIN AVE, OCEAN, NJ 07712-4146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK |
| Apr 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TWO RIVER CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2000 · Amount on File |
| Deed Sale | Apr 18, 2000 · Amount on File |
| Deed Book / Page | 5926 / 803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 908 FRANKLIN AVE, OCEAN, NJ 07712-4146 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0095589115 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 9558/9115 |
| Instrument | 2021167184 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 908 FRANKLIN AVE, OCEAN, NJ 07712-4146 |
| Document Number | 0000038564 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | TRAX TITLE AGENCY LLC, TRCB TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 908 FRANKLIN AVE OCEAN NJ 077124146, OCEAN, NJ 07712-4146 |
| Document Number | 0000038564 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 009346/004394 |
| Instrument | 38564 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | TINTON, NJ 07724 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 2, 2039 |
The 2025 property tax bill for 908 Franklin Ave was $11,009, down 1.2% from the year before.
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $871,400 (+9.16%) Land $470,000 Building $401,400 | $871,400 (+9.16%) Land $470,000 Building $401,400 | |
| 2025 | $11,009.00 (-1.25%) | $798,300 Land $462,800 Building $335,500 | $798,300 Land $462,800 Building $335,500 |
| 2024 | $11,148.00 | ||
| 2023 | $658,700 Land $340,000 Building $318,700 | $658,700 Land $340,000 Building $318,700 | |
| 2022 | $10,645.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 Franklin Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2010–2013) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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