908 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 908 Flagler Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1966
Lot Size0.113 acres (4,923 sqft)
Owner2 Individual Names on Record
Last Sale$1,007,500 (Jul 2018)
Tax Bill$10,631 (2024)
Deeds & MortgagesJan 2018 Mortgage
Jul 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00058160-000000

Property Details

APN / Parcel Number

Primary APN00058160-000000
Alternative APNs
  • 01010100058160000000
  • 1058645

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,923 sqft (0.113 acres)
Garage TypeCovered
Garage Area239 sqft

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area269 sqft
Deck Area117 sqft
Patio Area117 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1058645
Street Address908 FLAGLER AVE
CityKEY WEST
StateFL
Zip33040-4744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionLOTS 6 AND 7 SQR 1 TR 27 MARTELLO TOWERS PB1-140 OR302-103 OR313-563/64 OR658-613 OR1299-712AFF OR2498-2167/68L/E OR2878-1265D/C OR2878-1266/67 OR2916-644/645
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionMARTELLO TOWERS
Legal Tract27
Legal Lot Number6,7
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4032
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address641 FOX GROVE CT E, VIRGINIA BEACH, VA 23464-2616
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 10, 2018Warranty Deed, Transfer · Conventional Mortgage
CENTERSTATE BANK OF FLORIDA NA
Nov 8, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2018 · Amount on Record
Deed SaleJul 10, 2018 · Amount on Record
Deed Document Number20182177280
Deed Book / Page2916 / 644
Prior Transfer DateDec 22, 2010
Prior Transfer Doc0024982167
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address908 FLAGLER AVE, KEY WEST, FL 33040-4744
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028890046
DateJan 25, 2018
Book Page2889/0046
Instrument2152695
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term362 Months
DueMar 1, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 10, 2018
Property Address908 FLAGLER AVE, KEY WEST, FL 33040-4744
Document Number0029160644
Book / Page2916 / 0644
Map ReferenceMB1 PG140
Instrument DateJul 6, 2018
Instrument2177280
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,052.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 FOX GROVE CT E, VIRGINIA BEACH, VA 23464-2616

Mortgage

Document Number0002177281
DateJul 10, 2018
Instrument2177281
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 8, 2017
Property Address908 FLAGLER AVE, KEY WEST, FL 33040-4744
Document Number0028781266
Book / Page002878 / 001266
Instrument DateNov 1, 2017
Instrument2142872
Transaction TypeTransfer
Record UpdatedNov 30, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5,705.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 FLAGLER AVE KEY WEST FL 330404744, KEY WEST, FL 33040-4744

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,470,444 (+2.3%) Land $914,890 Building $555,554$1,470,444 (+2.3%) Land $914,890 Building $555,554
2024$10,631.00 (+3.8%)
2023$10,242.00 (+15.94%)$1,437,448 (+23.45%) Land $954,668 Building $482,780$1,437,448 (+23.45%) Land $954,668 Building $482,780
2022$8,834.00$1,164,353 Land $719,979 Building $444,374$1,164,353 Land $719,979 Building $444,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 349 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies405 units insured
incl. 56 condo units
Nearby Flood Claims45 (1994–2025)
Claims Outside the SFHA2 of 45
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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