908 Elm St, Zapata, TX 78076 Property Records

Zapata County property record for 908 Elm St, Zapata, TX 78076

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,282 sqft · built 2007
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$136,800 (Jul 2020)
Tax Bill	$2,340 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009410`

Property Details

APN / Parcel Number

Primary APN	`R009410`
Alternative APN	`004500520009000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	1,282 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	330 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R009410
Street Address	908 ELM ST
City	ZAPATA
State	TX
Zip	78076-2981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZAPATA TOWNSITE, BLOCK 52, LOT 9
Legal Subdivision	ZAPATA TOWNSITE
Legal Block	52
Legal Lot Number	9
Jurisdiction	ZAPATA TX
Township / Civil Division	ZAPATA
Census Block Group	2
Census Block	2020
Census Tract	950306

Owner

908 Elm St is owned and occupied by an individual who bought it in July 2020.

Source: Zapata County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	908 ELM ST, ZAPATA, TX 78076-2981
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	May 17, 2012 · Amount on File
Deed Document Number	2020183294
Prior Transfer Date	Mar 22, 2005
Prior Transfer Doc	0000136899
Record Updated	Oct 29, 2026

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ZAPATA TX
Recording Date	Jul 13, 2020
Property Address	908 ELM ST, ZAPATA, TX 78076-2981
Document Number	183294
Map Reference	VOL 2 PG 133
Instrument Date	Jul 2, 2020
Instrument	183294
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 ELM ST, ZAPATA, TX 78076-2981

Mortgage

Document Number	183295
Date	Jul 13, 2020
Instrument	183295

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 908 Elm St was $2,340 with a homeowner's exemption, up 156.6% from the year before.

Source: Zapata County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Zapata County
Unified School District	Zapata County Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,340.00 (+156.58%) Homeowner's exemption	$115,371 (-) Land $21,560 Building $93,811	$143,065 (+24%) Land $25,088 Building $117,977
2025	$912.00 Homeowner's exemption	$115,371 Land $21,560 Building $93,811	$115,371 Land $21,560 Building $93,811
2023		$115,371 Land $21,560 Building $93,811	$115,371 Land $21,560 Building $93,811
2022	$1,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Elm St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZAPATA COUNTY WATERWORKS SWTP serves 13,736 people · EPA ID TX2530002
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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