908 E Main St, Watertown, WI 53094 Property Records

Jefferson County property record for 908 E Main St, Watertown, WI 53094

Property Summary

Property Type	Single Family Home
Lot Size	0.199 acres (8,668 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2026)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`291-0815-0411-190`

Property Details

APN / Parcel Number

Primary APN	`291-0815-0411-190`

Exterior

Lot Area	8,668 sqft (0.199 acres)

Location & Zoning

Street Address	908 E MAIN ST
City	WATERTOWN
State	WI
Zip	53094-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, CSM 2097-7-60, DOC 838289.
Legal Range	15E
Legal Township	08N
Legal Section	04
Legal Subdivision	THEODORE PRENTISS ADD
Legal Lot Number	2
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	4
Census Block	4010
Census Tract	100200

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 E MAIN ST, WATERTOWN, WI 53094-3930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK CTR FIRST
Jun 16, 2026	Warranty Deed, Transfer · Construction Mortgage RMM PRIVATE CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Jun 16, 2026 · Amount on Record
Deed Document Number	20261510765
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Aug 14, 2026
Property Address	908 E MAIN ST, WATERTOWN, WI 53094-3930
Document Number	0001510765
Instrument Date	Aug 10, 2026
Instrument	20261510765
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 E MAIN ST, WATERTOWN, WI 53094-3930

Mortgage

Document Number	0001510766,
Date	Aug 14, 2026
Instrument	20261510766

Lender

Name	BANK CTR FIRST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jun 16, 2026
Property Address	908 E MAIN ST, WATERTOWN, WI 53094-3930
Document Number	0001508565
Instrument Date	Jun 4, 2026
Instrument	20261508565
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$62,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	S49W36550 COUNTY ROAD C, DOUSMAN, WI 53118-9517
Investor	Possibly a Property Investor

Mortgage

Document Number	0001508566,
Date	Jun 16, 2026
Instrument	20261508566

Lender

Name	RMM PRIVATE CAPITAL LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,259.00 (+4.09%)	$198,600 (+11.95%) Land $51,400 Building $147,200	$199,000
2023	$3,131.00	$177,400 Land $41,000 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Netwurx, T-Mobile, TDS Telecom.

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