Montgomery County property record for 908 E Elm St, Ladoga, IN 47954
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 832 sqft · built 1956 |
| Lot Size | 0.761 acres (33,149 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,568 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-02029-00 |
| Primary APN | 006-02029-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Gross Area | 1,352 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 33,149 sqft (0.761 acres) |
| Lot Dimensions | 171 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Porch |
| Porch Area | 597 sqft |
| Deck Area | 408 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Poultry House | 60 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 006-02029-00 |
|---|---|
| Street Address | 908 E ELM ST |
| City | LADOGA |
| State | IN |
| Zip | 47954-9360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6, 7 & 8 MARY M HARSHBARGER 1ST ADD |
| Legal Subdivision | MARY M HARSHBARGERS FIRST ADDITIION |
| Legal Lot Number | 6-8 |
| Jurisdiction | MONTGOMERY IN |
| Township / Civil Division | CLARK |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 957500 |
908 E Elm St is owned and occupied by an individual who acquired it in April 2010.
Source: Montgomery County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 908 E ELM ST, LADOGA, IN 47954-9360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 14, 2010 |
| Transfer Doc | 0201001720 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 908 E Elm St was $1,568, down 21.1% from the year before.
Source: Montgomery County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Montgomery County |
| County Subdivision | Clark Township |
| Municipality | Ladoga Town |
| Unified School District | South Montgomery Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,568.00 (-21.09%) | $200,600 Land $35,700 Building $164,900 | $200,600 Land $35,700 Building $164,900 |
| 2024 | $1,987.00 (-9.76%) | ||
| 2023 | $2,202.00 (-0.77%) | $192,900 (+4.95%) Land $29,500 Building $163,400 | $192,900 (+4.95%) Land $29,500 Building $163,400 |
| 2022 | $2,219.00 | $183,800 Land $29,500 Building $154,300 | $183,800 Land $29,500 Building $154,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 E Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2008–2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 E Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LADOGA WATER WORKS serves 1,180 people · EPA ID IN5254006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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