908 E Chestnut St, Pontiac, IL 61764 Property Records

Livingston County property record for 908 E Chestnut St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,138 sqft · built 1966
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,450 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-15-23-108-004`

Property Details

APN / Parcel Number

Primary APN	`15-15-23-108-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	908 E CHESTNUT ST
City	PONTIAC
State	IL
Zip	61764-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 23 108 004 LOT 50 X 120 LOT 3 BLK 2 C. E. LEGG'S ADD
Legal Subdivision	E. LEGG'S ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1033
Census Tract	960600

Owner

Source: Livingston County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 N ROBERT DR, GODLEY, IL 60407-9008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Mar 30, 2020	Intrafamily Transfer, Transfer · ARM CEFCU
Sep 4, 2018	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 26, 2020
Transfer Doc	0000001197
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	908 E CHESTNUT ST, PONTIAC, IL 61764-1408
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03650
Date	Aug 16, 2022
Instrument	2022R-03650

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	908 E CHESTNUT ST, PONTIAC, IL 61764-1408
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R03109
Date	Jun 21, 2021
Instrument	2021R-03109

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 1, 2027

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	908 E CHESTNUT ST, PONTIAC, IL 61764-1408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FRONTIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R03496
Date	Sep 12, 2019
Instrument	2019R-03496

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2025

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	908 E CHESTNUT ST, PONTIAC, IL 61764-1408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R04963
Date	Dec 17, 2018
Instrument	2018R-04963

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2024

Interest

Rate Type	Fixed Rate

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON IL
Recording Date	Mar 30, 2020
Property Address	908 E CHESTNUT ST, PONTIAC, IL 61764-1408
Document Number	2020R01197
Instrument Date	Mar 26, 2020
Instrument	2020R-01197
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	908 E CHESTNUT ST, PONTIAC, IL 61764-1408

Mortgage

Document Number	2020R01198
Date	Mar 30, 2020
Instrument	2020R-01198

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Min Rate At Change	3.88%
Max Rate At Change	5.88%
Index	1-Year CMT

September 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Sep 4, 2018
Property Address	908 E CHESTNUT ST, PONTIAC, IL 61764-1408
Document Number	2018R03535
Instrument Date	Sep 4, 2018
Instrument	2018R-03535
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N ROBERT DR, GODLEY, IL 60407-9008

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,450.00	$27,957 Land $2,926 Building $25,031	$83,871 Land $8,778 Building $75,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	36 (1982–2015)
Claims Outside the SFHA	1 of 36
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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