908 E Broad St, Central City, KY 42330 Property Records

Muhlenberg County property record for 908 E Broad St, Central City, KY 42330

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,367 sqft · built 1925
Lot Size	0.213 acres (9,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Feb 2020)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`141-04-06-009.000`

Property Details

APN / Parcel Number

Primary APN	`141-04-06-009.000`
Alternative APNs	`27382` `30447`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,367 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,280 sqft (0.213 acres)
Lot Dimensions	160 ft deep x 58 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	30447
Street Address	908 E BROAD ST
City	CENTRAL CITY
State	KY
Zip	42330-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT & HOUSE
Jurisdiction	MUHLENBERG KY
Township / Civil Division	CENTRAL CITY
Census Block Group	1
Census Block	1020
Census Tract	960201

Owner

Source: Muhlenberg County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 E BROAD ST, CENTRAL CITY, KY 42330-1532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORTERA FCU
May 4, 2023	Intrafamily Transfer, Transfer
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit FORTERA FCU
Feb 7, 2020	Deed, Transfer · Line of Credit EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020 · Amount on Record
Deed Sale	Feb 7, 2020 · Amount on Record
Deed Document Number	2020289741
Deed Book / Page	595 / 144
Last Transfer Date	May 4, 2023
Transfer Doc	00D605/811
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	908 E BROAD ST, CENTRAL CITY, KY 42330-1532
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M748/572
Date	Sep 13, 2023
Book Page	M748/572
Instrument	312687

Lender

Name	FORTERA FCU
Type	Credit Union
Address	CLARKSVILLE, TN 37040

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2028

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUHLENBERG KY
Recording Date	May 4, 2023
Property Address	908 E BROAD ST, CENTRAL CITY, KY 42330-1532
Document Number	00D605/811
Book / Page	D605 / 811
Instrument Date	May 4, 2023
Instrument	309552
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 E BROAD ST, CENTRAL CITY, KY 42330-1532

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	908 E BROAD ST, CENTRAL CITY, KY 42330-1532

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	908 E BROAD ST, CENTRAL CITY, KY 42330-1532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M719/1112
Date	Sep 21, 2020
Book Page	M719/1112
Instrument	293109

Lender

Name	FORTERA FCU
Type	Credit Union
Address	CLARKSVILLE, TN 37040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MUHLENBERG KY
Recording Date	Feb 7, 2020
Property Address	908 E BROAD ST, CENTRAL CITY, KY 42330-1532
Document Number	0D595/0144
Book / Page	D595 / 0144
Instrument Date	Feb 6, 2020
Instrument	289741
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3522 WINTERBERRY CIR, 3522, LOUISVILLE, KY 40207-5706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 E BROAD ST, CENTRAL CITY, KY 42330-1532

Mortgage

Document Number	0000289742
Date	Feb 7, 2020
Instrument	289742

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Muhlenberg County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Central City
County	Muhlenberg County
Unified School District	Muhlenberg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00 (-2.45%)	$180,000 (-)	$180,000 (-)
2023	$1,712.00	$180,000	$180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL CITY WATER & SEWER serves 5,601 people · EPA ID KY0890071
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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