908 E 8th St, Vinton, IA 52349 Property Records

Benton County property record for 908 E 8th St, Vinton, IA 52349

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1920
Lot Size	0.179 acres (7,780 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Mar 2022)
Tax Bill	$1,230 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24000300`

Property Details

APN / Parcel Number

Primary APN	`24000300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	540 sqft
Basement Area	276 sqft
Unfinished Basement	276 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	7,780 sqft (0.179 acres)
Lot Dimensions	133 ft deep x 59 ft wide
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	908 E 8TH ST
City	VINTON
State	IA
Zip	52349-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J E PALMERS 2ND ADD E 58.50' LOTS 1 & 2 BLK 12
Legal Subdivision	J E PALMERS 1ST & SPAFO
Legal Block	12
Legal Lot Number	1,2
Jurisdiction	BENTON IA
Township / Civil Division	VINTON
Census Block Group	3
Census Block	3004
Census Tract	960300

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	916 E 4TH ST, VINTON, IA 52349-2313
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FCU
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	Nov 7, 2013 · Amount on Record
Deed Document Number	2022916
Prior Transfer Date	Nov 4, 2013
Prior Transfer Doc	00013/4325
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	908 E 8TH ST, VINTON, IA 52349-2229
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215321
Date	Oct 13, 2021
Instrument	21-5321

Lender

Name	FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.38%
Max Rate At Change	4.38%
Index	5-Year CMT
Margin	3

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	908 E 8TH ST, VINTON, IA 52349-2229
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215297
Date	Oct 12, 2021
Instrument	21-5297

Lender

Name	FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.38%
Max Rate At Change	4.38%
Index	5-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Vinton City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,230.00 (+4.77%)	$69,300 (-) Land $13,900 Building $55,400	$69,300 (-) Land $13,900 Building $55,400
2025	$1,174.00	$69,300 (+10.53%) Land $13,900 Building $55,400	$69,300 (+10.53%) Land $13,900 Building $55,400
2024	$1,174.00 (+6.73%)
2023		$62,700 (+22.7%) Land $13,300 Building $49,400	$62,700 (+22.7%) Land $13,300 Building $49,400
2022	$1,100.00	$51,100 Land $10,600 Building $40,500
2021			$51,100 Land $10,600 Building $40,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2008–2016)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINTON MUNICIPAL WATER DEPT serves 4,938 people · EPA ID IA0688053
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vinton Municipal Communications Utility Fiber · not low latency	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, USA Communications.

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