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908 E 2nd Ct, Panama City, FL 32401 Property Records

Bay County property record for 908 E 2nd Ct, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,100 sqft · built 1958
Lot Size0.223 acres (9,713 sqft)
Owner2 Company Names on File
Last Sale$87,600 (May 2026)
Tax Bill$2,516 (2025)
Deeds & MortgagesMay 2026 Sale
May 2026 Sale
Flood ZoneZone X (minimal risk)
APN22054-000-000

Property Details

APN / Parcel Number

Primary APN22054-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,100 sqft Living Area
Gross Area1,399 sqft
1st Floor Area995 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1988
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,713 sqft (0.223 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeAttached
Garage Area299 sqft
DrivewayDriveway
Driveway Area120 sqft
PorchFlorida Room
Porch Area321 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address908 E 2ND CT
CityPANAMA CITY
StateFL
Zip32401-3830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC02
Legal DescriptionCOVE TERRACE 3RD ADD LOT 30 BLK G ORB 3389 P 1479
Legal Range14W
Legal Township04S
Legal Section09
Legal SubdivisionCOVE TERRACE 3RD ADD
Legal BlockG
Legal Lot Number30
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2015
Census Tract1900

Owner

Source: Bay County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address5826 HILLTOP AVE, PANAMA CITY, FL 32408-6468
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Certificate of Transfer, Transfer
May 29, 2026Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2026 · Amount on File
Deed SaleMay 29, 2026 · Amount on File
Deed Document Number202632255
Deed Book / Page5039 / 1225
Prior Transfer DateFeb 21, 2012
Prior Transfer Doc0033891479
Record UpdatedOct 29, 2026

May 2026: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionBAY FL
Recording DateMay 29, 2026
Property Address908 E 2ND CT, PANAMA CITY, FL 32401-3830
Document Number0000032255
Book / Page5039 / 1225
Instrument DateMay 29, 2026
Instrument202632255
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount on Record
Tax$61,933.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5826 HILLTOP AVE, PANAMA CITY, FL 32408-6468

May 2026: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionBAY FL
Recording DateMay 29, 2026
Property Address908 E 2ND CT, PANAMA CITY, FL 32401-3830
Document Number0050391225
Book / Page5039 / 1225
Instrument DateMay 29, 2026
Instrument202632255
Transaction TypeTransfer
Record UpdatedOct 23, 2026

Transaction

AmountAmount on Record
Tax$61,933.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5826 HILLTOP AVE, PANAMA CITY, FL 32408-6468

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,516.00 (+327.16%)$140,330 (+147.03%) Land $50,040 Building $90,290$140,330 (+22.52%) Land $50,040 Building $90,290
2024$589.00 (-10.49%)
2023$658.00 (-1.2%) Homeowner's exemption$56,806 (+3%)$114,541 (+12.05%) Land $43,200 Building $71,341
2022$666.00 Homeowner's exemption$55,151$102,220 Land $37,512 Building $64,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims10 (1995–2020)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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