908 Duncan Ave, Elgin, IL 60120 Property Records

Kane County property record for 908 Duncan Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,474 sqft · built 1915
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Mar 2020)
Tax Bill	$6,063 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-251-017`

Property Details

APN / Parcel Number

Primary APN	`06-12-251-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,474 sqft Living Area
Gross Area	2,211 sqft
Basement Area	737 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Custom Design
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	908 DUNCAN AVE
City	ELGIN
State	IL
Zip	60120-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND VIEW ADDN NORTH 18 FT OF LOT 16 & SOUTH 32 FT LOT 13 BLOCK 3
Legal Subdivision	GRAND VIEW ADDN
Legal Block	3
Legal Lot Number	16,13
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5000
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-251-017

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	908 DUNCAN AVE, ELGIN, IL 60120-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	Sep 22, 2006 · Amount on Record
Deed Document Number	202015222
Prior Transfer Date	Apr 24, 2015
Prior Transfer Doc	0000021949
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 25, 2020
Property Address	908 DUNCAN AVE, ELGIN, IL 60120-3009
Document Number	0000015222
Instrument Date	Mar 11, 2020
Instrument	2020K015222
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 DUNCAN AVE, 908, ELGIN, IL 60120-3009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 DUNCAN AVE, ELGIN, IL 60120-3009

Mortgage

Document Number	0000015223
Date	Mar 25, 2020
Instrument	2020K015223

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,063.00 (+15.82%) Homeowner's exemption
2024		$80,579 (+21.39%) Land $15,793 Building $64,786	$241,834 (+21.44%) Land $47,398 Building $194,436
2022	$5,235.00 (+4.68%) Homeowner's exemption	$66,378 (+6.96%) Land $13,010 Building $53,368	$199,134 (+6.96%) Land $39,030 Building $160,104
2021	$5,001.00 Homeowner's exemption	$62,058 Land $12,163 Building $49,895	$186,174 Land $36,489 Building $149,685

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 592 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.