Kane County property record for 908 Derby Course, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,329 sqft · built 1987 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jul 2006) |
| Tax Bill | $5,320 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-251-048 |
| Primary APN | 09-26-251-048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,329 sqft Living Area |
| Basement Area | 548 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,500 sqft (0.103 acres) |
| Garage Type | Attached |
| Garage Area | 422 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 908 DERBY CRSE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE SOUTHERLY 53.07 FT OF LOT 3 IN HUNTERS FIELDS COMMONS |
| Legal Subdivision | HUNTERS FIELDS COMM |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 852005 |
908 Derby Course is owned and occupied by two individuals who acquired it in April 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 0N104 NEPIL AVE, WHEATON, IL 60187-3913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Transfer on Death Deed, Transfer |
| Apr 26, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2006 · Amount on File |
| Deed Sale | Jul 27, 2006 · Amount on File |
| Deed Document Number | 200681896 |
| Last Transfer Date | Apr 14, 2021 |
| Transfer Doc | 0000032419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 27, 2026 |
| Property Address | 908 DERBY CRSE, ST CHARLES, IL 60174-5766 |
| Document Number | 0000008061 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026K008061 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 908 DERBY COURSE, ST CHARLES, IL 60174-5766 |
| Name | Verified Name |
|---|---|
| Address | ON014 NEPIL AVE, WHEATON, IL 60187 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 26, 2021 |
| Property Address | 908 DERBY CRSE, ST CHARLES, IL 60174-5766 |
| Document Number | 0000032419 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021K032419 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 908 DERBY COURSE, OAK BROOK, IL 60523 |
The 2025 property tax bill for 908 Derby Course was $5,320 with exemptions applied, down 4.9% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,320.00 (-4.86%) Homeowner's exemption Senior Citizen's exemption | $91,860 (+0.58%) Land $22,229 Building $69,631 | $275,690 (+0.58%) Land $66,714 Building $208,977 |
| 2024 | $5,592.00 Homeowner's exemption | $91,332 Land $20,482 Building $70,850 | $274,106 Land $61,471 Building $212,635 |
| 2022 | $4,840.00 (+4.81%) Homeowner's exemption | $70,950 (+4.91%) Land $18,446 Building $52,504 | $212,850 (+4.91%) Land $55,338 Building $157,512 |
| 2021 | $4,618.00 Homeowner's exemption | $67,630 Land $17,583 Building $50,047 | $202,890 Land $52,749 Building $150,141 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 908 Derby Course in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 908 Derby Course has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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