908 Cottrell Ct, Galt, CA 95632 Property Records

Sacramento County property record for 908 Cottrell Ct, Galt, CA 95632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,005 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Last Sale	$301,500 (Mar 2004)
Tax Bill	$5,417 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-1000-010-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1000-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,005 sqft Living Area
1st Floor Area	2,005 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	908 COTTRELL CT
City	GALT
State	CA
Zip	95632-3146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS 02D, LOT 548
Legal Subdivision	RIVER OAKS 02D
Legal Lot Number	548
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1006
Census Tract	9409

Owner

Source: Sacramento County records · APN 148-1000-010-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	908 COTTRELL CT, GALT, CA 95632-3146
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2004 · Amount on Record
Deed Sale	Mar 19, 2004 · Amount on Record
Deed Book / Page	20040319 / 2438
Last Transfer Date	Aug 18, 2014
Transfer Doc	0000000965
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	908 COTTRELL CT, GALT, CA 95632-3146
Document Number	2006101484
Instrument Date	Jun 05, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	908 COTTRELL CT GALT CA 956323146, GALT, CA 95632-3146

Mortgage

Document Number	2006101484
Date	Jun 10, 2020
Instrument	2006101484

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 09, 2050

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$473,263 (+2%) Land $87,003 Building $386,260
2025	$5,417.00 (+4.35%) Homeowner's exemption	$463,985 (+4.04%) Land $85,298 Building $378,687
2024	$5,191.00 (-2.44%)
2023	$5,321.00 (+3.91%) Homeowner's exemption	$445,970 Land $81,987 Building $363,983
2022	$5,121.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force 7 of 7 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.