908 Cottage Grove Cir, Bryan, TX 77801 Property Records

Brazos County property record for 908 Cottage Grove Cir, Bryan, TX 77801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,487 sqft · built 2005
Lot Size	0.406 acres (17,697 sqft)
Owner	Individual Name on File
Last Sale	$161,900 (Jan 2021)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`198970-0101-0890`

Property Details

APN / Parcel Number

Primary APN	`198970-0101-0890`
Alternative APN	`117894`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,487 sqft Living Area
Gross Area	1,887 sqft
1st Floor Area	1,487 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	17,697 sqft (0.406 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	908 COTTAGE GROVE CIR
City	BRYAN
State	TX
Zip	77801-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGE GROVE PH 1, BLOCK 1, LOT 89
Legal Subdivision	COTTAGE GROVE PH 1
Legal Block	1
Legal Lot Number	89
Jurisdiction	BRAZOS TX
Township / Civil Division	BRYAN-COLLEGE STATION
Census Block Group	2
Census Block	2002
Census Tract	605

Owner

908 Cottage Grove Cir is owned and occupied by an individual who bought it in January 2021.

Source: Brazos County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	908 COTTAGE GROVE CIR, BRYAN, TX 77801-1530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	Apr 8, 2005 · Amount on File
Deed Document Number	20211416980
Deed Book / Page	16640 / 123
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZOS TX
Property Address	908 COTTAGE GROVE CIR, BRYAN, TX 77801-1530
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 COTTAGE GROVE CIR, BRYAN, TX 77801-1530

Mortgage

Document Number	020284/266
Date	Dec 29, 2025
Book Page	20284/266
Instrument	1574985

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZOS TX
Property Address	908 COTTAGE GROVE CIR, BRYAN, TX 77801-1530
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017692/269
Date	Feb 2, 2022
Book Page	17692/269
Instrument	1460297

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRAZOS TX
Recording Date	Jan 5, 2021
Property Address	908 COTTAGE GROVE CIR, BRYAN, TX 77801-1530
Document Number	16640/123
Book / Page	16640 / 123
Map Reference	VOL 5908 PG 110
Instrument Date	Dec 28, 2020
Instrument	1416980
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	AGGIELAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 COTTAGE GROVE CIR, BRYAN, TX 77801-1530

Mortgage

Document Number	1416981
Date	Jan 5, 2021
Instrument	1416981

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 908 Cottage Grove Cir was $3,496 with a homeowner's exemption, down 7.6% from the year before.

Source: Brazos County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Brazos County
Municipality	Bryan City
Unified School District	Bryan Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,473 (+9.17%) Land $50,000 Building $214,473	$264,473 (+9.17%) Land $50,000 Building $214,473
2025	$3,496.00 (-7.61%) Homeowner's exemption	$242,266 Land $36,000 Building $206,266	$242,266 Land $36,000 Building $206,266
2024	$3,784.00 (+13.46%)
2023	$3,335.00 Homeowner's exemption	$216,091 Land $33,000 Building $183,091	$216,091 Land $33,000 Building $183,091
2021	$4,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 Cottage Grove Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 Cottage Grove Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRYAN serves 91,031 people · EPA ID TX0210001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Nextlink Fixed Wireless	1,000 / 500
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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