Mecklenburg County property record for 908 Cherokee Rd, Charlotte, NC 28207
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,016 sqft · built 1974 |
| Lot Size | 3.69 acres (160,953 sqft) |
| Owner | Individual Name on File |
| Last Sale | $331,000 (Dec 2020) |
| Tax Bill | $3,501 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jul 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-161-04 |
| Primary APN | 155-161-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 2,016 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Geodesic/Dome |
| Roof Material | Built-Up Asphalt |
| Lot Area | 160,953 sqft (3.69 acres) |
| Porch | Enclosed/Finished Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 908 CHEROKEE RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-2242 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R43MF |
| Legal Description | UNIT D1 U/F 17 |
| Legal Subdivision | 800 CHEROKEE CONDO |
| Legal Block | C |
| Legal Lot Number | 99 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 2800 |
908 Cherokee Rd, a condominium, is owned by an individual who bought it in December 2020.
Source: Mecklenburg County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 908 CHEROKEE RD, 908, CHARLOTTE, NC 28207-2242 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU |
| Aug 25, 2022 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Jan 25, 2022 | Warranty Deed, Transfer |
| Dec 29, 2020 | Warranty Deed, Transfer · Commercial Mortgage LENDINGONE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on File |
| Deed Sale | Dec 29, 2020 · Amount on File |
| Prior Sale | Mar 6, 2014 · Amount on File |
| Deed Document Number | 2020219787 |
| Deed Book / Page | 35479 / 796 |
| Prior Transfer Date | Sep 25, 2015 |
| Prior Transfer Doc | 0000127656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 908 CHEROKEE RD, CHARLOTTE, NC 28207-2242 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000055650 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 37240/343 |
| Instrument | 2022055650 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 908 CHEROKEE RD, CHARLOTTE, NC 28207-2242 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000102911 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 37496/516 |
| Instrument | 2022102911 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 908 CHEROKEE RD, CHARLOTTE, NC 28207-2242 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000122570 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 37599/588 |
| Instrument | 2022122570 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 25, 2022 |
| Property Address | 908 CHEROKEE RD, CHARLOTTE, NC 28207-2242 |
| Document Number | 0000012585 |
| Book / Page | 36997 / 964 |
| Map Reference | MB 3732 PG 74 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022012585 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 908 CHEROKEE RD # 908, 908, CHARLOTTE, NC 28207-2242 |
| Name | Verified Name |
|---|---|
| Address | 908 CHEROKEE RD # 908, 908, CHARLOTTE, NC 28207-2242 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 29, 2020 |
| Property Address | 908 CHEROKEE RD, CHARLOTTE, NC 28207-2242 |
| Document Number | 0000219787 |
| Book / Page | 35479 / 796 |
| Map Reference | MB 3732 PG 74 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2020219787 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | MOREHEAD TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $662.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8919 CLAVEMORR GLENN CT, 8919, CHARLOTTE, NC 28226-3544 |
| Name | Verified Name |
|---|---|
| Address | 908 CHEROKEE RD, CHARLOTTE, NC 28207-2242 |
| Document Number | 0000219788 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020219788 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jan 1, 2022 |
The 2025 property tax bill for 908 Cherokee Rd was $3,501.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,501.00 | $435,261 Building $435,261 | $435,261 Building $435,261 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 Cherokee Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 Cherokee Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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