908 Charleston Loop, Fairhope, AL 36532 Property Records

Baldwin County property record for 908 Charleston Loop, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,883 sqft · built 2019
Lot Size	0.192 acres (8,370 sqft)
Owner	Individual Name on Record
Last Sale	$433,000 (Aug 2023)
Tax Bill	$1,877 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2022 Mortgage + 1 more
APN	`46-09-29-0-000-055.092`

Property Details

APN / Parcel Number

Primary APN	`46-09-29-0-000-055.092`
Alternative APNs	`384518` `292072` `533441`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,883 sqft Heated Area
1st Floor Area	1,883 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,370 sqft (0.192 acres)
Lot Dimensions	135 ft deep x 62 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	533441
Street Address	908 CHARLESTON LOOP
City	FAIRHOPE
State	AL
Zip	36532-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 255 HAMLET AT OLD BATTLES VILLAGE PHASE FIVEA RESUBDIVISION OF LOT 2 AND A PORTION OF LOT 3 OF OBV ACRES SLIDE 2679-E, SL
Legal Subdivision	HAMLET AT OLD BATTLES VILLAGE PHASE FIVE
Legal Phase	5
Legal Lot Number	255-3
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	1
Census Block	1028
Census Tract	11202

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 CHARLESTON LOOP, FAIRHOPE, AL 36532-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE CORP
Mar 9, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 11, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	20232080059
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 11, 2023
Property Address	908 CHARLESTON LOOP, FAIRHOPE, AL 36532-4129
Document Number	0002080059
Map Reference	SL 2679-E
Instrument Date	Aug 3, 2023
Instrument	2080059
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	NOT AVAILABLE, SENTINEL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 SEAGNASS CIRCLE #699699, 699699, DAPHNE, AL 36526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	908 CHARLESTON LOOP, FAIRHOPE, AL 36532-4129

Mortgage

Document Number	0002080060
Date	Aug 11, 2023
Instrument	2080060

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	908 CHARLESTON LOOP, FAIRHOPE, AL 36532-4129
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001983580
Date	Mar 9, 2022
Instrument	1983580

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	908 CHARLESTON LOOP, FAIRHOPE, AL 36532-4129
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001913187
Date	May 11, 2021
Instrument	1913187

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,877.00 (+1.02%) Homeowner's exemption
2025	$1,858.00 (+32.34%)	$41,380 (+14.82%) Land $6,360 Building $35,020	$413,700 (+14.82%) Land $63,500 Building $350,200
2023	$1,404.00 (+6.44%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$36,040 (+6.38%)	$360,300 (+6.35%) Land $67,200 Building $293,100
2022	$1,319.00 (+12.83%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$33,880	$338,800 Land $57,600 Building $281,200
2021	$1,169.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	24 (1979–2020)
Claims Outside the SFHA	7 of 24
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Katrina, Aug 2005 · 5 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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