908 Cedar Rapids Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 908 Cedar Rapids Rd, Mount Vernon, KY 40456

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,320 sqft
OwnerIndividual Name on Record
Tax Bill$1,031 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN022-60-00-038

Property Details

APN / Parcel Number

Primary APN022-60-00-038
Alternative APNs
  • 1756601
  • 1271201
  • 222001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,320 sqft Living Area

Exterior

Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOil

Location & Zoning

Account Number1271201
Street Address908 CEDAR RAPIDS RD
CityMOUNT VERNON
StateKY
Zip40456-8510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT & LOT #1
JurisdictionROCKCASTLE KY
Township / Civil DivisionMOUNT VERNON
Census Block Group1
Census Block1071
Census Tract950201

Owner

Source: Rockcastle County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address908 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage
FORCHT BANK NA
Jul 24, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 24, 2023
Transfer Doc00D288/272
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKCASTLE KY
Property Address908 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8510
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8510

Mortgage

Document Number00M313/423
DateMar 10, 2021
Book PageM313/423
Instrument366617
Lender
NameFORCHT BANK NA
TypeBank
AddressLEXINGTON, KY 40555
Agreement
AmountAmount Recorded

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROCKCASTLE KY
Recording DateJul 24, 2023
Property Address908 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8510
Document Number00D288/272
Book / PageD288 / 272
Instrument DateJun 1, 2023
Instrument387960
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address908 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8510

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8510

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRockcastle County
Unified School DistrictRockcastle County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,031.00 (-0.58%)$126,700 (-)$126,700 (-)
2024$1,037.00 (+55.94%)$126,700 (-)$126,700 (-)
2023$665.00$126,700$126,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN ROCKCASTLE WATER ASSOC
private · serves 12,623 people · EPA ID KY1020891
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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