908 Carla Dr, Troy, IL 62294 Property Records

Madison County property record for 908 Carla Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,056 sqft · built 1983
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Mar 2020)
Tax Bill	$4,190 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Mortgage + 1 more
APN	`09-2-22-07-08-201-040`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-07-08-201-040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	160 ft deep x 75 ft wide
Garage Type	Attached
Patio Area	300 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	908 CARLA DR
City	TROY
State	IL
Zip	62294-3154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKBRIDGE EST LT PT 7 & 9 75 X 160
Legal Subdivision	OAKBRIDGE EST
Legal Lot Number	7,9
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1057
Census Tract	403533

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	908 CARLA DR, TROY, IL 62294-3154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Mar 13, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on File
Deed Sale	Mar 13, 2020 · Amount on File
Prior Sale	Mar 1, 2012
Deed Document Number	20208560
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	908 CARLA DR, TROY, IL 62294-3154
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039954
Date	Sep 22, 2021
Instrument	2021R39954

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	908 CARLA DR, TROY, IL 62294-3154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028840
Date	Sep 10, 2019
Instrument	2019R28840

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 13, 2020
Property Address	908 CARLA DR, TROY, IL 62294-3154
Document Number	0000008560
Instrument Date	Mar 6, 2020
Instrument	8560
Transaction Type	Transfer
Record Updated	Apr 1, 2020
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	908 CARLA DR TROY IL 622943154, TROY, IL 62294-3154

Mortgage

Document Number	8561
Date	Mar 13, 2020
Instrument	8561

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,190.00 (+6.97%)	$66,560 (+28.3%) Land $12,920 Building $53,640	$199,680 (+28.17%) Land $38,760 Building $160,920
2024	$3,917.00 (+14.3%)
2022	$3,427.00	$51,880 Land $10,070 Building $41,810	$155,796 Land $30,240 Building $125,556

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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