Miami County property record for 908 Cambridge Ct, Troy, OH 45373
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 2 ba · 1,621 sqft · built 1998 |
| Lot Size | 0.037 acres (1,612 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Jan 2021) |
| Tax Bill | $2,258 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-103286 |
| Primary APN | D08-103286 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,621 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Upper Floors Area | 541 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,612 sqft (0.037 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 908 CAMBRIDGE CT |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-2375 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | IN LOT 8666 COBBLESTONE POINTE #9 |
| Legal Subdivision | COBBLESTONE POINTE #9 |
| Legal Lot Number | 8666 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 365001 |
908 Cambridge Ct, a planned unit development, is owned and occupied by two individuals who bought it in January 2021.
Source: Miami County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 908 CAMBRIDGE CT, TROY, OH 45373-2375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU |
| Jan 25, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2021 · Amount on File |
| Deed Sale | Jan 25, 2021 · Amount on File |
| Prior Sale | Jun 5, 2000 · Amount on File |
| Deed Document Number | 20212021OR-01306 |
| Prior Transfer Date | Jun 12, 2018 |
| Prior Transfer Doc | 0000007342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 908 CAMBRIDGE CT, TROY, OH 45373-2375 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000954 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 2023OR-00954 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 908 CAMBRIDGE CT, TROY, OH 45373-2375 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013447 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 2019OR-13447 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 25, 2021 |
| Property Address | 908 CAMBRIDGE CT, TROY, OH 45373-2375 |
| Document Number | 0000001306 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 1306 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $314.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 908 CAMBRIDGE CT TROY OH 453732375, TROY, OH 45373-2375 |
The 2025 property tax bill for 908 Cambridge Ct was $2,258 with a homeowner's exemption, up 18.5% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,258.00 (+18.53%) Homeowner's exemption | $68,080 (+34.79%) Land $12,600 Building $55,480 | $194,500 Land $36,000 Building $158,500 |
| 2024 | $1,905.00 (+2.2%) Homeowner's exemption | $50,510 (-) Land $12,080 Building $38,430 | |
| 2023 | $1,864.00 (+17.45%) Homeowner's exemption | $50,510 (-) Land $12,080 Building $38,430 | $144,300 (-) Land $34,500 Building $109,800 |
| 2022 | $1,587.00 Homeowner's exemption | $50,510 Land $12,080 Building $38,430 | $144,300 Land $34,500 Building $109,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 908 Cambridge Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2004–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 Cambridge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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