908 Bell Rd, Chagrin Falls, OH 44022 Property Records

Geauga County property record for 908 Bell Rd, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 1954
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$5,318 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-048900`

Property Details

APN / Parcel Number

Primary APN	`29-048900`
Alternative APN	`002129-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,868 sqft Living Area
1st Floor Area	1,868 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	276 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	002129-6
Street Address	908 BELL RD
City	CHAGRIN FALLS
State	OH
Zip	44022-4174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 16 TR 3
Legal Subdivision	RUSSELL 03
Legal Tract	3
Legal Lot Number	16
Jurisdiction	GEAUGA OH
Township / Civil Division	SOUTH RUSSELL
Census Block Group	2
Census Block	2009
Census Tract	311600

Owner

Source: Geauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 BELL RD, CHAGRIN FALLS, OH 44022-4174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · FHA Mortgage HOME FEDERAL BANK
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION CAPITAL MORTGAGE CORP
Nov 3, 2017	Grant Deed, Transfer · FHA Mortgage UNION CAP MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Apr 8, 2005
Transfer Doc	0017601109
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Sep 29, 2026
Property Address	908 BELL RD, CHAGRIN FALLS, OH 44022-4174
Document Number	0001052101
Book / Page	2229 / 2549
Instrument Date	Sep 24, 2026
Instrument	20261052101
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 BELL RD, CHAGRIN FALLS, OH 44022-4174

Mortgage

Document Number	0001052101,
Date	Sep 29, 2026
Book Page	2229/2549
Instrument	20261052101

Lender

Name	HOME FEDERAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	908 BELL RD, CHAGRIN FALLS, OH 44022-4174
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 BELL RD, CHAGRIN FALLS, OH 44022-4174

Mortgage

Document Number	0021702078
Date	Jun 13, 2023
Book Page	2170/2078
Instrument	202301013012

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 5, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	908 BELL RD, CHAGRIN FALLS, OH 44022-4174
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	NORTHSTAR TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021320909
Date	Aug 17, 2021
Book Page	2132/909
Instrument	202100987619

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEAUGA OH
Recording Date	Nov 3, 2017
Property Address	908 BELL RD, CHAGRIN FALLS, OH 44022-4174
Document Number	0020420641
Book / Page	002042 / 000641
Instrument Date	Nov 2, 2017
Instrument	928297
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	REVERE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	908 BELL RD CHAGRIN FALLS OH 440224174, CHAGRIN FALLS, OH 44022-4174

Mortgage

Document Number	20420643
Date	Nov 3, 2017
Book Page	002042/000643
Instrument	928298

Lender

Name	UNION CAP MTG
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	South Russell Village
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,318.00 (+3%)	$93,600 (-) Land $24,330 Building $69,270
2024	$5,163.00 (-7.09%) Homeowner's exemption	$93,600 (-) Land $24,330 Building $69,270
2023	$5,557.00 (+16.62%) Homeowner's exemption	$93,600 (+34.12%) Land $24,330 Building $69,270	$267,400 (+34.1%) Land $69,500 Building $197,900
2022		$69,790 Land $20,300 Building $49,490
2021	$4,765.00
2020			$199,400 Land $58,000 Building $141,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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