908 4th St NE, Byron, MN 55920 Property Records

Olmsted County property record for 908 4th St NE, Byron, MN 55920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 920 sqft · built 2001
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (May 2022)
Tax Bill	$4,524 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75.33.24.061149`

Property Details

APN / Parcel Number

Primary APN	`75.33.24.061149`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Basement Area	920 sqft
Finished Basement	828 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	908 4TH ST NE
City	BYRON
State	MN
Zip	55920-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-107 RANGE-015 BEARWOOD ESTATES 4TH SUB LOT-046 BLOCK-003 LOT 46 BLK 3
Legal Range	15
Legal Township	107
Legal Section	33
Legal Subdivision	BEARWOOD ESTATES 4TH SUB
Legal Block	3
Legal Lot Number	46
Jurisdiction	OLMSTED MN
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2010
Census Tract	1800

Owner

908 4th St NE is owned and occupied by two individuals who acquired it in December 2024.

Source: Olmsted County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	908 4TH ST NE, BYRON, MN 55920-1530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Nov 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Nov 6, 2014 · Amount on File
Deed Document Number	20221424126
Last Transfer Date	Dec 6, 2024
Transfer Doc	00A1615926
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jun 27, 2022
Property Address	908 4TH ST NE, BYRON, MN 55920-1530
Document Number	00A1568235
Instrument Date	May 26, 2022
Instrument	A-1568235
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$983.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	908 4TH ST NE, BYRON, MN 55920-1530

Mortgage

Document Number	00A1568236
Date	Jun 27, 2022
Instrument	A-1568236

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10%
Index	1-Year LIBOR
Margin	3
Max Rate	10%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Nov 12, 2021
Property Address	908 4TH ST NE, BYRON, MN 55920-1530
Document Number	00A1551823
Instrument Date	Nov 2, 2021
Instrument	A-1551823
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	KNIGHT BARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	908 4TH ST NE, BYRON, MN 55920-1530

Mortgage

Document Number	00A1551824
Date	Nov 12, 2021
Instrument	A-1551824

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 908 4th St NE was $4,524 with a homeowner's exemption, up 5.3% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Byron City
County	Olmsted County
Unified School District	Byron Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,524.00 (+5.31%) Homeowner's exemption
2025	$4,296.00 Homeowner's exemption	$270,000 (-5.16%) Land $51,100 Building $218,900	$290,400 (+2%) Land $55,000 Building $235,400
2024		$284,700 Land $55,000 Building $229,700	$284,700 Land $55,000 Building $229,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 4th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 4th St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Byron serves 6,809 people · EPA ID MN1550001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: T-Mobile, Verizon.

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