908 4th St, Lake Wales, FL 33859 Property Records

Polk County property record for 908 4th St, Lake Wales, FL 33859

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,084 sqft · built 1940
Lot Size	0.172 acres (7,505 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jun 2023)
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-04-853500-005290`

Property Details

APN / Parcel Number

Primary APN	`27-29-04-853500-005290`
Alternative APNs	`042927853500005290` `42927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	1,012 sqft
1st Floor Area	935 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2014
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	7,505 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Porch	Florida Room
Porch Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	908 4TH ST
City	LAKE WALES
State	FL
Zip	33859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WAVERLY MANOR TOWN UNIT NO 1 PB 25 PG 5 BLK E LOT 29
Legal Range	27E
Legal Township	29S
Legal Section	04
Legal Subdivision	WAVERLY MANOR TOWN UNIT NO 1
Legal Tract	853500
Legal Block	E
Legal Lot Number	29
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2018
Census Tract	14130

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 509, WAVERLY, FL 33877-0509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Aug 25, 2021	Warranty Deed, Transfer EASY TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	2023135915
Deed Book / Page	12723 / 1927
Prior Transfer Date	Jan 31, 2008
Prior Transfer Doc	0000019282
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 9, 2023
Property Address	908 4TH ST, LAKE WALES, FL 33859
Document Number	0000135915
Book / Page	12723 / 1927
Map Reference	MB 25 PG 5
Instrument Date	May 25, 2023
Instrument	2023135915
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 511, WAVERLY, FL 33877-0511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 4TH ST, LAKE WALES, FL 33859

Mortgage

Document Number	0127231929
Date	Jun 9, 2023
Instrument	12723/1929

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	908 4TH ST, LAKE WALES, FL 33859
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	INSURED TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3071 BLOOMSBURY DR, KISSIMMEE, FL 34747-1617

Mortgage

Document Number	0000078983
Date	Mar 23, 2022
Book Page	12175/154
Instrument	2022078983

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 25, 2021
Property Address	908 4TH ST, LAKE WALES, FL 33859
Document Number	0000222769
Book / Page	11864 / 469
Map Reference	MB 25 PG 5
Instrument Date	Aug 13, 2021
Instrument	2021222769
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	EASY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2109 WINTERSET RD, WINTER HAVEN, FL 33884-3161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 105, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,386 (-10.72%) Land $6,753 Building $116,633	$123,386 (-10.72%) Land $6,753 Building $116,633
2025	$1,267.00 (-36.87%) Homeowner's exemption	$138,199 (+18.25%) Land $6,753 Building $131,446	$138,199 (+18.25%) Land $6,753 Building $131,446
2023	$2,007.00 (+25.05%)	$116,870 (+33.65%) Land $6,378 Building $110,492	$116,870 (+33.65%) Land $6,378 Building $110,492
2022	$1,605.00	$87,445 Land $5,618 Building $81,827	$87,445 Land $5,618 Building $81,827

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile.

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