908 47th St, Niceville, FL 32578 Property Records

Okaloosa County property record for 908 47th St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 1979
Lot Size	0.215 acres (9,355 sqft)
Owner	2 Individual Names on File
Last Sale	$21,200 (Nov 2018)
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Apr 2026 Sale Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-1905-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-1905-5`
Alternative APNs	`05-1S-22-256B-0033-0100` `22S105256B00330100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	1,212 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	9,355 sqft (0.215 acres)
Lot Width	75 ft Width
Garage Type	Attached
Garage Area	336 sqft
Porch	Finished/Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	908 47TH ST
City	NICEVILLE
State	FL
Zip	32578-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALPARAISO P/C 2 E1/2 OF N1/2 LOT 10 & E1/2 LOTS 11 & 12 BLK 33
Legal Range	22W
Legal Township	01S
Legal Section	05
Legal Subdivision	VALPARAISO P/C
Legal Block	33
Legal Lot Number	100
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1025
Census Tract	20900

Owner

908 47th St is owned and occupied by two individuals who bought it in November 2018.

Source: Okaloosa County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	908 47TH ST, NICEVILLE, FL 32578-1316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 19, 2020	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Nov 1, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Deed Document Number	20183241301
Deed Book / Page	3373 / 2700
Prior Transfer Date	Oct 19, 2018
Prior Transfer Doc	0033732700
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 1, 2026
Property Address	908 47TH ST, NICEVILLE, FL 32578-1316
Document Number	0003807951
Instrument Date	Mar 30, 2026
Instrument	20263807951
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	908 47TH ST, NICEVILLE, FL 32578-1316

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	908 47TH ST, NICEVILLE, FL 32578-1316
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 47TH ST, NICEVILLE, FL 32578-1316

Mortgage

Document Number	0036511664
Date	Nov 15, 2022
Book Page	3651/1664
Instrument	3591002

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	908 47TH ST, NICEVILLE, FL 32578-1316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034503585
Date	Mar 19, 2020
Book Page	3450/3585
Instrument	3345813

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 1, 2018
Property Address	908 47TH ST, NICEVILLE, FL 32578-1316
Document Number	0033732700
Book / Page	003373 / 002700
Instrument Date	Oct 19, 2018
Instrument	3241301
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	RELI TITLE

Transaction

Amount	Amount on Record
Tax	$148.40

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 47TH ST NICEVILLE FL 325781316, NICEVILLE, FL 32578-1316

Mortgage

Document Number	33732702
Date	Nov 1, 2018
Book Page	003373/002702
Instrument	3241302

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 908 47th St was $1,303 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,303.00 Homeowner's exemption	$135,618	$228,092 Land $70,805 Building $157,287
2023	$1,176.00 (+5.57%) Homeowner's exemption	$127,957 (+3%)	$222,824 (+5.9%) Land $57,274 Building $165,550
2022	$1,114.00 Homeowner's exemption	$124,230	$210,410 Land $54,547 Building $155,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 908 47th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2018–2019)
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 908 47th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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