908 12th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 908 12th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,075 sqft · built 1926
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Jun 2021)
Tax Bill	$1,855 (2026)
Deeds & Mortgages	Jan 2023 Transfer Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-50860-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50860-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	862 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Width	41 ft Width
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	908 12TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 011 BLK 007 SOUTH SIDE PARK ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	SOUTH SIDE PARK ADD
Legal Block	7
Legal Lot Number	11
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2046
Census Tract	301

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10128 S SHORE DR, MINNEAPOLIS, MN 55441-5013
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 21, 2021	Warranty Deed, Transfer LAKE TITLE SERVICES INC, LAKE TITLE SERVICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	20211606349
Record Updated	Sep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 6, 2023
Property Address	908 12TH AVE S, SAINT CLOUD, MN 56301-5222
Document Number	00A1647161
Instrument Date	Jan 3, 2023
Instrument	A1647161
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 S SHORE DR, PLYMOUTH, MN 55441-5013

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 21, 2021
Property Address	908 12TH AVE S, SAINT CLOUD, MN 56301-5222
Document Number	00A1606349
Instrument Date	Jun 9, 2021
Instrument	A1606349
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	LAKE TITLE SERVICES INC, LAKE TITLE SERVICE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	908 12TH AVE S, SAINT CLOUD, MN 56301-5222

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,855.00 (+2.04%)	$172,000 (+5.91%) Land $25,000 Building $147,000	$172,000 (+5.91%) Land $25,000 Building $147,000
2025		$162,400 (+8.34%) Land $25,000 Building $137,400	$162,400 (+8.34%) Land $25,000 Building $137,400
2023	$1,818.00	$149,900 Land $25,000 Building $124,900	$149,900 Land $25,000 Building $124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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