908 10th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 908 10th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.164 acres (7,151 sqft)
Owner2 Individual Names on Record
Last Sale$106,400 (Jul 2000)
Tax Bill$2,554 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN85-401-8045

Property Details

APN / Parcel Number

Primary APN85-401-8045
Alternative APNs
  • 85-00401-8045
  • 42457

Exterior

Lot Area7,151 sqft (0.164 acres)

Location & Zoning

Account Number42457
Street Address908 10TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-1515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9, BLK 80
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionEAST SAINT CLOUD
Legal Block80
Legal Lot Number9
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2015
Census Tract31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address908 10TH AVE SE, SAINT CLOUD, MN 56304-1515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2000 · Amount on Record
Deed SaleJul 20, 2000 · Amount on Record
Prior SaleMay 6, 1998 · Amount on Record
Deed Document Number200051192
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address908 10TH AVE SE, SAINT CLOUD, MN 56304-1515
Transaction TypeMortgage
Record UpdatedOct 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000841918
DateJul 18, 2017
Instrument841918
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
AmountAmount Recorded
Term180 Months
DueJul 1, 2032

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,400 (-) Land $40,000 Building $160,400$200,400 (-) Land $40,000 Building $160,400
2025$2,554.00 (+24.46%)$200,400 (-) Land $40,000 Building $160,400$200,400 (-) Land $40,000 Building $160,400
2023$2,052.00$200,400 Land $30,000 Building $170,400
2021$200,400 Land $30,000 Building $170,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on 10th Ave SE

Nearby Streets

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