9078 Approach Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 9078 Approach Ct, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,130 sqft · built 1990
Lot Size	0.256 acres (11,168 sqft)
Owner	Individual Name on File
Last Sale	$556,000 (Aug 2017)
Tax Bill	$7,763 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`235-0650-038-0000`

Property Details

APN / Parcel Number

Primary APN	`235-0650-038-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,130 sqft Living Area
1st Floor Area	3,130 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	11,168 sqft (0.256 acres)
Garage Area	681 sqft
Parking Spaces	2 Parking Spaces
Pool Area	25,875 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9078 APPROACH CT
City	FAIR OAKS
State	CA
Zip	95628-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	PHOENIX FIELD 01, LOT 35
Legal Subdivision	PHOENIX FIELD 01
Legal Lot Number	35
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2002
Census Tract	8005

Owner

9078 Approach Ct is owned and occupied by an individual who bought it in August 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	9078 APPROACH CT, FAIR OAKS, CA 95628-8111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Aug 4, 2017	Grant Deed, Transfer · Conventional Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017 · Amount on File
Deed Sale	Aug 4, 2017 · Amount on File
Prior Sale	Mar 10, 1995 · Amount on File
Deed Book / Page	20170804 / 891
Prior Transfer Date	Apr 26, 2004
Prior Transfer Doc	2004000657
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9078 APPROACH CT, FAIR OAKS, CA 95628-8111
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9078 APPROACH CT, FAIR OAKS, CA 95628-8111

Mortgage

Document Number	0000000501
Date	Apr 20, 2022
Instrument	2022042000501

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9078 APPROACH CT, FAIR OAKS, CA 95628-8111
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9078 APPROACH CT, FAIR OAKS, CA 95628-8111

Mortgage

Document Number	0000000638
Date	Apr 30, 2021
Instrument	202104300638

Lender

Name	LOANSNAP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9078 APPROACH CT, FAIR OAKS, CA 95628-8111
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9078 APPROACH CT, FAIR OAKS, CA 95628-8111

Mortgage

Document Number	4300000000638
Date	Apr 30, 2021
Book Page	20210430/638

Lender

Name	LOANSNAP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9078 APPROACH CT, FAIR OAKS, CA 95628-8111
Document Number	1908020378
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9078 APPROACH CT FAIR OAKS CA 956288111, FAIR OAKS, CA 95628-8111

Mortgage

Document Number	1908020378
Date	Aug 2, 2019
Instrument	1908020378

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9078 APPROACH CT, FAIR OAKS, CA 95628-8111
Document Number	1802130750
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9078 APPROACH CT FAIR OAKS CA 956288111, FAIR OAKS, CA 95628-8111

Mortgage

Document Number	1802130750
Date	Feb 13, 2018
Instrument	1802130750

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 4, 2017
Property Address	9078 APPROACH CT, FAIR OAKS, CA 95628-8111
Document Number	1708040891
Instrument Date	Aug 3, 2017
Instrument	1708040891
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$611.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9078 APPROACH CT FAIR OAKS CA 956288111, FAIR OAKS, CA 95628-8111

Mortgage

Document Number	1708040892
Date	Aug 4, 2017
Instrument	1708040892

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9078 Approach Ct was $7,763 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$644,764 (+2%) Land $150,874 Building $493,890
2025	$7,763.00 (+0.77%) Homeowner's exemption	$632,122 Land $147,916 Building $484,206
2024	$7,704.00 (+2.95%)
2023	$7,483.00 (+0.39%) Homeowner's exemption	$607,577 Land $142,173 Building $465,404
2022	$7,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9078 Approach Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9078 Approach Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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