Clay County property record for 9076 Hwy 45, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 ba · 1,942 sqft · built 1995 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,369 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-300-003 |
| Primary APN | 10-23-300-003 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,942 sqft Living Area |
| Basement Area | 135 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 84,942 sqft (1.95 acres) |
| Garage Area | 500 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 819 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 520 sqft |
| Patio Area | 221 sqft |
| Pole Barn | 4,536 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 9076 HIGHWAY 45 |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3042 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 23-3-6 PT NW SW 1.95 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 23 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 972100 |
9076 Hwy 45, a residential property, is owned and occupied by two individuals.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9076 HIGHWAY 45, FLORA, IL 62839-3042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 9076 Hwy 45 was $2,369 with exemptions applied, down 5.5% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,369.00 (-5.54%) Homeowner's exemption Senior Citizen's exemption | $72,462 Land $4,144 Building $68,318 | $217,386 Land $12,432 Building $204,954 |
| 2024 | $2,508.00 | ||
| 2022 | $2,731.00 (-1.27%) Homeowner's exemption Senior Citizen's exemption | $54,876 Land $3,111 Building $51,765 | $164,628 Land $9,333 Building $155,295 |
| 2021 | $2,766.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9076 Hwy 45 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9076 Hwy 45 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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