Shelby County property record for 9075 Lochard Rd, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,700 sqft · built 1997 |
| Lot Size | 1.53 acres (66,734 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,064 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-1908451.011 |
| Primary APN | 44-1908451.011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Upper Floors Area | 1,036 sqft |
| Basement Area | 980 sqft |
| Finished Basement | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Lot Area | 66,734 sqft (1.53 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 9075 LOCHARD RD |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-8537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R07 T01 S08 PT OF SE QR & BEING TRACT E (REPLAT TRACT 2) T E DEVELOPMENT #3 340-19-08-451-011PLAT V25 P194 |
| Legal Tract | 2,E |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 971700 |
9075 Lochard Rd is owned and occupied by two individuals.
Source: Shelby County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9075 LOCHARD RD, SIDNEY, OH 45365-8537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK |
| Jun 22, 2020 | Deed of Trust, Mortgage · Line of Credit UNITY NATIONAL BANK |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Aug 21, 2026 |
| Property Address | 9075 LOCHARD RD, SIDNEY, OH 45365-8537 |
| Document Number | 0000004444 |
| Book / Page | 2333 / 4948 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20264444 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9075 LOCHARD RD, SIDNEY, OH 45365-8537 |
| Document Number | 0000004444, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 2333/4948 |
| Instrument | 20264444 |
| Name | PARK NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 16, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 9075 LOCHARD RD, SIDNEY, OH 45365-8537 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2227/767 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 2227/767 |
| Instrument | 202000003577 |
| Name | UNITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PIQUA, OH 45356 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 16, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 9075 LOCHARD RD, SIDNEY, OH 45365-8537 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2216/604 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 2216/604 |
| Instrument | 202000002045 |
| Name | UNITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PIQUA, OH 45356 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 9075 Lochard Rd was $3,064 with a homeowner's exemption, down 5.7% from the year before.
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Salem Township |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,064.00 (-5.69%) | $89,040 (-) Land $12,250 Building $76,790 | |
| 2024 | $3,249.00 (-2.14%) Homeowner's exemption | $89,040 (-) Land $12,250 Building $76,790 | |
| 2023 | $3,320.00 (+3.14%) Homeowner's exemption | $89,040 (+19.89%) Land $12,250 Building $76,790 | $254,380 Land $34,990 Building $219,390 |
| 2022 | $3,219.00 Homeowner's exemption | $74,270 Land $9,940 Building $64,330 | |
| 2020 | $212,190 Land $28,390 Building $183,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9075 Lochard Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1990–2013) |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9075 Lochard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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