9074 28th St SE, Ada, MI 49301 Property Records

Kent County property record for 9074 28th St SE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,922 sqft · built 2005
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,900 (Jul 2022)
Tax Bill	$9,086 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-19-13-100-041`

Property Details

APN / Parcel Number

Primary APN	`41-19-13-100-041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,922 sqft Living Area
1st Floor Area	1,880 sqft
Basement Area	1,880 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	118,919 sqft (2.73 acres)
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9074 28TH ST SE
City	ADA
State	MI
Zip	49301-9372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARC
Legal Description	411913100041 PART OF E 1/2 NW 1/4 COM 610.64 FT 90D 00M W ALONG N SEC LINE FROM N 1/4 COR TH 90D 00M W 382.22 FT TO E LINE OF
Legal Range	10W
Legal Township	06N
Legal Section	13
Jurisdiction	KENT MI
Township / Civil Division	CASCADE
Census Block Group	3
Census Block	3015
Census Tract	12202

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9074 28TH ST SE, ADA, MI 49301-9372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Oct 21, 2019	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
May 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 12, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MTG/MI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Oct 21, 2019 · Amount on Record
Deed Document Number	202256907
Prior Transfer Date	Apr 19, 2017
Prior Transfer Doc	0000039475
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 15, 2022
Property Address	9074 28TH ST SE, ADA, MI 49301-9372
Document Number	0000056907
Instrument Date	Jul 13, 2022
Instrument	20220715-0056907
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9074 28TH ST SE, 9074, ADA, MI 49301-9372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9074 28TH ST SE, ADA, MI 49301-9372

Mortgage

Document Number	0000056908
Date	Jul 15, 2022
Instrument	20220715-0056908

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2037
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	12-Month MTA
Margin	3
Max Rate	9.37%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 21, 2019
Property Address	9074 28TH ST SE, ADA, MI 49301-9372
Document Number	0000081062
Instrument Date	Oct 15, 2019
Instrument	20191021-0081062
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,779.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9074 28TH ST SE, 9074, ADA, MI 49301-9372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3303 WHITBURN CT SE, ADA, MI 49301-9399

Mortgage

Document Number	0000081063
Date	Oct 21, 2019
Instrument	20191021-0081063

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	May 8, 2017
Property Address	9074 28TH ST SE, ADA, MI 49301-9372
Document Number	0000039475
Instrument Date	Apr 19, 2017
Instrument	39475
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9074 2861-STREET SE ADA MI 49301, ADA, MI 49301

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 12, 2017
Property Address	9074 28TH ST SE, ADA, MI 49301-9372
Document Number	0000031878
Instrument Date	Apr 7, 2017
Instrument	31878
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,924.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9074 28TH ST SE ADA MI 493019372, ADA, MI 49301-9372

Mortgage

Document Number	31879
Date	Apr 12, 2017
Instrument	31879

Lender

Name	FIFTH THIRD MTG/MI
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Cascade Charter Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,200 (+12.66%)	$786,400 (+12.66%)
2025	$9,086.00 (+32.39%) Homeowner's exemption	$349,000 (+29.45%)	$698,000 (+29.45%)
2023		$269,600	$539,200
2019	$6,863.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2007–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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