Putnam County property record for 907 W Main St, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,002 sqft |
| Lot Size | 0.395 acres (17,206 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,810 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-101080.0000 |
| Primary APN | 32-101080.0000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,002 sqft Living Area |
| 1st Floor Area | 1,190 sqft |
| Upper Floors Area | 812 sqft |
| Attic | Attic |
| Attic Area | 812 sqft |
| Basement Area | 609 sqft |
| Unfinished Basement | 609 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Construction Type | Wood |
|---|---|
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 17,206 sqft (0.395 acres) |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 907 W MAIN ST |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1N 7E 28 NWCOR ESD SMDPT LOT 7 OF LOT 2 EX SEPT |
| Legal Range | 7E |
| Legal Township | 1N |
| Legal Section | 28 |
| Legal Subdivision | ANNA MERSHMAN |
| Legal Lot Number | 7,2 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 30302 |
907 W Main St is owned and occupied by an individual who acquired it in November 2021.
Source: Putnam County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 907 W MAIN ST, OTTAWA, OH 45875-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Line of Credit UNION BANK |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 9, 2021 |
| Transfer Doc | 000726/343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Aug 12, 2026 |
| Property Address | 907 W MAIN ST, OTTAWA, OH 45875-1322 |
| Document Number | 0000003487 |
| Book / Page | 790 / 272 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20263487 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 907 W MAIN ST, OTTAWA, OH 45875-1322 |
| Document Number | 0000003487, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 790/272 |
| Instrument | 20263487 |
| Name | UNION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 907 W MAIN ST, OTTAWA, OH 45875-1322 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 740/1031 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 740/1031 |
| Instrument | 202100006007 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 907 W Main St was $1,810 with a homeowner's exemption, up 2.3% from the year before.
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa Village |
| Unified School District | Ottawa-Glandorf Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,810.00 (+2.26%) Homeowner's exemption | $54,720 (-) Land $10,270 Building $44,450 | $156,340 Land $29,340 Building $127,000 |
| 2024 | $1,770.00 (-0.17%) Homeowner's exemption | $54,720 (+47.1%) Land $10,270 Building $44,450 | |
| 2023 | $1,773.00 (+29.42%) Homeowner's exemption Additional exemption filed | $37,200 (-) Land $7,940 Building $29,260 | $156,340 Land $29,340 Building $127,000 |
| 2022 | $1,370.00 | $37,200 Land $7,940 Building $29,260 | |
| 2020 | $106,290 Land $22,690 Building $83,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 907 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2007–2013) |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 907 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Glandorf Internet, HDER Link, MetaLINK Technologies, Watch TV.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures