Clay County property record for 907 W Elm St, Sutton, NE 68979
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,872 sqft · built 1997 |
| Lot Size | 0.643 acres (28,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,079 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3757-00-0-77050-020-8633 |
| Primary APN | 3757-00-0-77050-020-8633 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| Basement Area | 2,336 sqft |
| Finished Basement | 1,168 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 28,000 sqft (0.643 acres) |
| Lot Dimensions | 140 ft deep x 200 ft wide |
| Garage Type | Carport |
| Garage Area | 2 sqft |
| Carport | Carport |
| Carport Area | 2 sqft |
| Driveway | Driveway |
| Driveway Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 907 W ELM ST |
|---|---|
| City | SUTTON |
| State | NE |
| Zip | 68979-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOTS 7 THRU 10 BLK 20 CLARKS 2ND ADD SUTTON CITY |
| Legal Subdivision | CLARKS 2ND ADD |
| Legal Block | 20 |
| Legal Lot Number | 7-10 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | SUTTON |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 962100 |
Source: Clay County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 907 W ELM ST, SUTTON, NE 68979-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRUNING STATE BANK |
| Jan 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK & TRUST |
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BRUNING STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 907 W ELM ST, SUTTON, NE 68979-2427 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000252/025 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 252/025 |
| Instrument | 2018-00140 |
| Name | BRUNING STATE BANK |
|---|---|
| Type | Bank |
| Address | BRUNING, NE 68322 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 907 W ELM ST, SUTTON, NE 68979-2427 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000255/26 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 255/26 |
| Instrument | 2019-00063 |
| Name | STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 907 W ELM ST, SUTTON, NE 68979-2427 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000263/135 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 263/135 |
| Instrument | 2021-00356 |
| Name | BRUNING STATE BANK |
|---|---|
| Type | Bank |
| Address | HEBRON, NE 68370 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2031 |
Source: Clay County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| Municipality | Sutton City |
| Unified School District | Sutton Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,810 (+10.35%) Land $20,800 Building $289,010 | $309,810 (+10.35%) Land $20,800 Building $289,010 | |
| 2025 | $4,079.00 (-10.33%) | $280,760 (+15.32%) Land $10,400 Building $270,360 | $280,760 (+15.32%) Land $10,400 Building $270,360 |
| 2023 | $4,549.00 | $243,470 Land $10,400 Building $233,070 | $243,470 Land $10,400 Building $233,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 72% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUTTON serves 1,447 people · EPA ID NE3103507 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Copper | 1.63 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Glenwood Telecommunications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Zito Media Cable | 100 / 25 |
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