907 W 3rd St, Lynn Haven, FL 32444 Property Records

Bay County property record for 907 W 3rd St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,437 sqft · built 2013
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Nov 2019)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	Nov 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`09101-000-000`

Property Details

APN / Parcel Number

Primary APN	`09101-000-000`
Alternative APN	`3099200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,437 sqft Living Area
Gross Area	1,941 sqft
1st Floor Area	1,437 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2018
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	624 sqft
Porch	Open Porch
Porch Area	145 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	907 W 3RD ST
City	LYNN HAVEN
State	FL
Zip	32444-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AAA
Legal Description	LYNN HAVEN W 1/2 LOTS 15 & 16 BLK 47 ORB 4195 P 2128
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	47
Legal Lot Number	15,16
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1019
Census Tract	1403

Owner

907 W 3rd St is owned and occupied by an individual who bought it in November 2019.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	907 W 3RD ST, LYNN HAVEN, FL 32444-1223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Mar 31, 2016 · Amount on File
Deed Document Number	2019102143
Deed Book / Page	4195 / 2128
Prior Transfer Date	Dec 19, 2012
Prior Transfer Doc	0034690890
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 27, 2019
Property Address	907 W 3RD ST, LYNN HAVEN, FL 32444-1223
Document Number	0041952128
Book / Page	004195 / 002128
Instrument Date	Nov 26, 2019
Instrument	102143
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	SOUTH OAK TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,442.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 W 3RD ST LYNN HAVEN FL 324441223, LYNN HAVEN, FL 32444-1223

Tax Assessment & Valuation

The 2025 property tax bill for 907 W 3rd St was $2,302 with a homeowner's exemption, down 3.8% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,302.00 (-3.76%) Homeowner's exemption	$194,668	$227,432 Land $42,712 Building $184,720
2024	$2,392.00 (+3.33%)
2023	$2,315.00 (+14.55%) Homeowner's exemption	$183,672 (+3.75%)	$218,328 (+13.96%) Land $40,481 Building $177,847
2022	$2,021.00 Homeowner's exemption	$177,041	$191,577 Land $28,687 Building $162,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 W 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 177 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	177 in force
Nearby Flood Claims	364 (1985–2021)
Claims Outside the SFHA	57 of 364
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 67 claims Hurricane Dennis, Jul 2005 · 75 claims Hurricane Opal, Oct 1995 · 172 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 W 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75